Celebrating National Apprenticeship Week 2024 at MJP Conveyancing

As we celebrate the 17th annual National Apprenticeship Week, we at MJP Conveyancing are excited to join the nation in recognising the transformative power of apprenticeships for individuals and businesses alike. We’re especially proud to highlight our new apprenticeship program and the strides our three current apprentices have made. In the past, those aspiring to […]

Why Engaging Claim Management Companies Can Be Risky: A Cautionary Tale

I In the world of legal claims, the promise of a ‘no-win, no-fee’ agreement can seem like a beacon of hope for those seeking justice. However, it’s essential to remember that not all that glitters is gold, as evidenced by the recent ordeal faced by former clients of SSB Law. A Yorkshire-based claimant recently shared […]

The Downside of 99% Mortgages: An Economic Disaster Waiting to Happen

I In the realm of questionable government policies, the proposal to introduce 99% mortgages stands out as one of the most misguided. The plan’s premise is simple, yet fraught with potential disaster: allow people to secure a mortgage by paying a minuscule 1% deposit. The goal? To help the younger generation climb onto the property […]

Landlords hit back over leasehold reform linked rent caps

The leasehold system in England and Wales has long been a subject of controversy, with freeholders charging exorbitant ground rents that have burdened leaseholders. In response, the government has introduced the Leasehold Reform bill, aiming to make it easier for leaseholders to extend their leases and buy the freehold.  However, the proposed ground rent caps […]

Major UK Banks Announce Mortgage Rate Cuts: A Sign of Cheaper Home Loan Deals Ahead?

The UK mortgage landscape has been buzzing with activity as leading banks like Barclays and Santander announce significant reductions in their mortgage rates.  This comes on the back of similar announcements from HSBC and Halifax last week, signifying a potential trend towards more affordable home loan deals in the UK. Leading the charge, Santander is […]

Selling a Property? – Check your Sale Particulars, are they Compliant?

As a homebuyer, you’ll be glad to know that the National Trading Standards Estate and Letting Agency Team (NTSELAT) has recently published new guidelines aimed at making property advertisements more transparent and informative. The goal is to ensure you have all the vital information about a property at your fingertips before you make a decision. […]

A Fresh Wave of Mortgage Rate Cuts Sweeps Across the UK

In a surprising move that has made waves in the mortgage market, Nationwide Building Society slashed its mortgage rates by a substantial 0.43 percentage points. In addition to this, they introduced an attractive five-year fixed rate of 4.43% — the first of its kind to dip below 4.5% since early July. This new offering is […]

Long Overdue Good News for Leaseholders

The proposed reforms to the “feudal” leasehold system could potentially increase property prices by an average of 9.9%, according to a study conducted by property consultancy Knight Frank and Bayes Business School. This comes in light of the Leasehold Bill proposed by Michael Gove, the levelling-up secretary. If passed, it could significantly impact the value […]

Despite a Tumble, the Housing Market Does a Cartwheel of Confidence!

Introduction: After a year of volatility and uncertainty, there finally seems to be some positive developments in the housing market. Several factors point towards a potential revival, offering hope to both prospective buyers and sellers. This blog will explore some of these encouraging signs and what they might mean for property prices. Additionally, we will […]

King’s Speech: A Royal Pain for Leaseholders or a Crowning Achievement?

Today’s King’s speech unveiled a series of legislative changes aimed at making it easier and cheaper for leaseholders to purchase freehold. This move is expected to offer a sigh of relief to many who have been struggling with what are often described as ‘punitive service charges’. However, the government’s commitment to abolishing leasehold sales of […]

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