“He is happiest, be he king or peasant, who finds peace in his home.”
Johann Wolfgang von Goethe
We are a modern, forward-thinking firm closely attuned to the busy lifestyles and needs of people trying to get their first foot on the property ladder. We are constantly improving our processes to ensure that they are as efficient and transparent as they can be. Most importantly, we have friendly, communicative and informative staff who will use their expertise to help answer your questions, no matter how bigger or small. Whilst saving for a house is becoming increasingly difficult, the legal process is made easier with MJP Conveyancing.
We recognise that the conveyancing process
can be especially daunting for first-time buyers.
That’s why we are here help you navigate
the property ladder, one step at a time.
If you would like a conveyancing quote for your property purchase, please click the button below and a member of our New Business team will contact you shortly with a bespoke quotation.
Many banks are set offer a lifetime ISA, offering a government bonus of 25% on the amount of money you save annually which can then be put towards your first property. Check with your bank or lender to see what schemes they have in place to support you.
A type of contract which allows you to rent a property for a specified period with the option to buy at the end of it: it’s renting with a reward.
Allows you to buy a percentage share of a home (normally between 25 – 75 %) and pay rent on the remaining share. You can increase your share over time as and when you can afford it.
Many developers offer a variety of equity loan schemes when buying new builds. They own a percentage of the equity in the property and receive a corresponding share of the sale proceeds when you come to move home.
Auctions are a means of finding a bargain. Be wary however – ask yourself why a home is being sold at auction and why it may be selling at a reduced price. There is usually a reason for this and could cost you money in the short-term or affect a property’s saleability in the future. Your solicitors will not have the same ability to undergo as thorough an investigation with properties at auction so it is important to understand and consider the risks involved carefully.
Rightmove have a nifty feature which allows you to browse sales prices in specific areas and postcodes so that you can compare how fair an asking price is for the property you want. A browser extension called Property Track also highlights properties on Rightmove that have had their asking prices reduced, giving you more power to grab a bargain.
Keep up to date with how the market is fairing regionally and nationally. Sites like Hometrack provide market analysis and will show you whether prices are rising or falling in any given area. The Office of National Statistics and other sites provide similar information, all of which is readily available to the public online.