# MJP Conveyancing > MJP Conveyancing Services, Norwich > MJP Conveyancing Services, Norwich --- ## Pages - [Community Outreach](https://mjpconveyancing.com/community-outreach/): Community Outreach, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Careers at MJP](https://mjpconveyancing.com/online-property-solicitors-careers/): Online Property Solicitors, MJP Online Property Lawyers, Online Property Solicitors, Based in Norwich, Norfolk, Cover Most of the UK - [Price Transparency Guide](https://mjpconveyancing.com/price-transparency-guide/): Conveyancing Pricing fees, MJP Conveyancing, Online property Lawyers, Property solicitors, based in Norwich, Norfolk. - [Client Referral Scheme](https://mjpconveyancing.com/client-referral-scheme/): Client Referral Scheme, Online conveyancing, Property Solicitors, Property Lawyers, Based in Norwich Norfolk, Cover most of UK - [Reviews](https://mjpconveyancing.com/reviews/): MJPC Reviews - MJP Conveyancing, Quick conveyancing solicitors, Online Conveyancing, Buying and selling a house. - [TP Directory](https://mjpconveyancing.com/tp-directory/): Third Party Directory Premier Financial Home Page 01603 750000 ask@PFGmail. co. uk Premier Financial Group Ltd is a family run... - [Complaints Procedure](https://mjpconveyancing.com/t-c/complaints-procedure/): Complaints Procedure for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Privacy Statement](https://mjpconveyancing.com/t-c/privacy-statement/): Privacy Statement for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Diversity](https://mjpconveyancing.com/t-c/diversity/): Diversity at MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Cookie Policy (EU)](https://mjpconveyancing.com/t-c/cookie-policy-eu/): Cookie Policy for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Glossary](https://mjpconveyancing.com/t-c/glossary/): Glossary - Legal terms, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Criminal Finances Act](https://mjpconveyancing.com/t-c/criminal-finances-act/): Criminal Finances Act, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [News](https://mjpconveyancing.com/online-property-solicitors-news/): Online Property Solicitors, News, Online property Lawyers, MJP Conveyancing, Property Conveyancing, Based in Norwich, Norfolk. - [Pricing & Fees](https://mjpconveyancing.com/conveyancing-pricing-fees/): Conveyancing Costs & fees, MJP Conveyancing, Online property Lawyers, Property solicitors, based in Norwich, Norfolk. - [Leasehold](https://mjpconveyancing.com/leasehold/): Leasehold, Property Conveyancing, MJP Conveyancing, Online property solicitors, online property lawyers, Based in Norwich Norfolk - [New Build](https://mjpconveyancing.com/new-build/): New Build, Property Conveyancing, Online property Lawyers, Online property Solicitors, MJP Conveyancing, Based in Norwich, Norfolk. - [Conveyancing Process](https://mjpconveyancing.com/conveyancing-process/): Conveyancing Process, MJP Conveyancing, Online property lawyers, property solicitors, Based in Norwich, Norfolk. - [First Time Buyers](https://mjpconveyancing.com/first-time-buyers/): First Time Buyers, Online conveyancing, Property Solicitors, Property Lawyers, Based in Norwich Norfolk, Cover most of UK - [Conveyancing](https://mjpconveyancing.com/property-conveyancing-services/): Property Conveyancing, MJP Property Conveyancing, Property Lawyers, Property, First time buyer, leasehold, freehold, Norwich, Norfolk - [Contact Us](https://mjpconveyancing.com/mjp-online/): Online Conveyancers MJP Online property lawyers, Contact page, Online property solicitors, property conveyancing, based in Norwich, Norfolk - [About Us](https://mjpconveyancing.com/property-solicitors-about-us/): Property Solicitors, MJP Online Property Lawyers, Online Property Solicitors, Based in Norwich, Norfolk, Cover Most of the UK - [Our People](https://mjpconveyancing.com/online-property-lawyers-people/): Online Property Lawyers, MJP Conveyancing, Online Property Solicitors, Based in Norwich, Norfolk. Services Most of the UK. MJP Lawyers. - [Terms and Conditions](https://mjpconveyancing.com/t-c/): Terms & Conditions for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - [Home](https://mjpconveyancing.com/): Online Conveyancing Solicitors, Conveyancing lawyers, in Norwich, Norfolk, covering most of the UK, First time buyers, Leasehold, Freehold. --- ## Posts - [What Is a Conveyancer?](https://mjpconveyancing.com/what-is-a-conveyancer/): A licensed conveyancer is a legal professional who specialises exclusively in property law. That means their training, qualifications, and day-to-day... - [Opening the Door to Homeownership with the New Mortgage Guarantee Scheme](https://mjpconveyancing.com/opening-door-to-homeownership-with-new/): Owning a home is a dream shared by millions, but for many young families and hardworking renters, it often feels... - [How to Detect and Prevent AI-Driven Phishing in the Conveyancing Industry](https://mjpconveyancing.com/how-to-detect-and-prevent-ai-driven/): The conveyancing industry, rife with sensitive transactions and high-value deals, has become a prime target for cybercriminals leveraging artificial intelligence.... - [How the Supreme Court’s Decision in Waller-Edwards v One Savings Bank Plc Impacts Homeowners](https://mjpconveyancing.com/how-supreme-courts-decision-in-waller/): Balancing financial security and personal relationships has always been a challenge for homeowners, and when these worlds clash in situations... - [Landmark Case Highlights Overcharging of Insurance Rent](https://mjpconveyancing.com/landmark-case-highlights-overcharging/): The recent judgment in London Trocadero (2015) LLP v Picturehouse Cinemas Limited EWHC 1247 (Ch) has sent ripples across the... - [Why Every Home Buyer Should Care About Flood Risk](https://mjpconveyancing.com/why-every-home-buyer-should-care-about/): Buying a new home is a thrilling adventure. From imagining your future in cozy living spaces to exploring neighborhoods, it’s... - [Peter Pondre’s Duck Race Adventure: A Quacky Day Out with MJP Conveyancing](https://mjpconveyancing.com/peter-pondres-duck-race-adventure/): The event we were all waiting for. The suspense, the strategy, the sheer duck-termination of it all. On a calm... - [The NHBC Buildmark Warranty Explained: A Guide for Conveyancers and Homeowners](https://mjpconveyancing.com/the-nhbc-buildmark-warranty-explained/): A blog written by Elliott Mutlow, Paralegal with MJP Conveyancing Purchasing a new-build property is an exciting milestone, but it... - [Why Property Sellers Must Disclose Issues](https://mjpconveyancing.com/why-property-sellers-must-disclose/): When selling a property, honesty is not just a moral principle – it’s a legal obligation. Failing to disclose adverse... - [What Climate Risks Mean for Home Buyers and How to Navigate Them](https://mjpconveyancing.com/what-climate-risks-mean-for-home-buyers/): The process of buying a home is complex enough without adding climate risks to the mix. Yet, with the increasing... - [Quacking into action with Peter Pondre! 🦆🎶](https://mjpconveyancing.com/quacking-into-action-with-peter-pondre/): Quacking into action with Peter Pondre! 🦆🎶 We’re thrilled to share that our duck will be “lifting the tide” and setting... - [MJP Conveyancing Wins Best in Postcode Award for Customer Service at The ESTAS.](https://mjpconveyancing.com/mjp-conveyancing-wins-best-in-postcode/): MJP Conveyancing is proud to announce that it has been honoured with a prestigious Best in Postcode Award from The... - [What Is a Flying Freehold and Why Should Home Buyers Care?](https://mjpconveyancing.com/what-is-flying-freehold-and-why-should/): If you’re in the process of house hunting, you may come across a term that sounds more fanciful than it... - [The Growing Importance of Climate Change When Buying a Home](https://mjpconveyancing.com/the-growing-importance-of-climate/): The impacts of climate change are becoming increasingly relevant in all aspects of life, including where and how we choose... - [Cryptocurrency – What Is It and How Do We Deal With It?](https://mjpconveyancing.com/cryptocurrency-what-is-it-and-how-do-we/): At its core, cryptocurrency can be defined as “a digital currency in which transactions are verified and records maintained by... - [Should You Wait to Extend Your Lease? A Guide for Leaseholders](https://mjpconveyancing.com/should-you-wait-to-extend-your-lease/): If you are a leaseholder wondering if you should extend your lease now or wait for possible changes in legislation,... - [Solar Panels : A Practical Guide for Home Buyers and Sellers](https://mjpconveyancing.com/solar-panels-practical-guide-for-home/): Did you know that under 2 million homes in the UK now have solar panels? It’s a great way to... - [A Homeowner’s Guide to Understanding and Resolving Property Boundary Disputes in England](https://mjpconveyancing.com/a-homeowners-guide-to-understanding-and/): Property boundary disputes can be frustrating and stressful, but with the right knowledge and approach, homeowners can address these issues... - [Ethics vs. Profit: What the Dentons Case Reveals About AML in Law](https://mjpconveyancing.com/ethics-vs-profit-what-dentons-case/): The legal sector recently witnessed a pivotal moment in the ongoing battle to hold law firms accountable for anti-money laundering... - [Dont buy a house that stinks!](https://mjpconveyancing.com/dont-buy-house-that-stinks/): Why You Should Prioritise an Environmental Report When Buying a Property When you are making one of the most significant... - [Supreme Court Clarifies the Ten-Year ‘Reasonable Belief’ Requirement in Adverse Possession Claims](https://mjpconveyancing.com/supreme-court-clarifies-ten-year/): On 26 February 2025, the UK Supreme Court delivered a pivotal ruling in Brown (Respondent) v Ridley and Another (Appellants).... - [Stamp Duty Changes Coming in 2025 – What You Need to Know](https://mjpconveyancing.com/stamp-duty-changes-coming-in-2025-what-you-need-to-know/): Big Changes to Stamp Duty Set for 2025: How They Could Impact Homebuyers If you’re planning to buy a home... - [Celebrating National Apprenticeship Week 2024 at MJP Conveyancing](https://mjpconveyancing.com/celebrating-national-apprenticeship/): As we celebrate the 17th annual National Apprenticeship Week, we at MJP Conveyancing are excited to join the nation in... - [Why Engaging Claim Management Companies Can Be Risky: A Cautionary Tale](https://mjpconveyancing.com/why-engaging-claim-management-companies/): I In the world of legal claims, the promise of a ‘no-win, no-fee’ agreement can seem like a beacon of... - [The Downside of 99% Mortgages: An Economic Disaster Waiting to Happen](https://mjpconveyancing.com/the-downside-of-99-mortgages-economic/): I In the realm of questionable government policies, the proposal to introduce 99% mortgages stands out as one of the... - [Landlords hit back over leasehold reform linked rent caps](https://mjpconveyancing.com/landlords-hit-back-over-leasehold/): The leasehold system in England and Wales has long been a subject of controversy, with freeholders charging exorbitant ground rents... - [Major UK Banks Announce Mortgage Rate Cuts: A Sign of Cheaper Home Loan Deals Ahead?](https://mjpconveyancing.com/major-uk-banks-announce-mortgage-rate/): The UK mortgage landscape has been buzzing with activity as leading banks like Barclays and Santander announce significant reductions in... - [Selling a Property? - Check your Sale Particulars, are they Compliant?](https://mjpconveyancing.com/selling-property-check-your-sale/): As a homebuyer, you’ll be glad to know that the National Trading Standards Estate and Letting Agency Team (NTSELAT) has... - [A Fresh Wave of Mortgage Rate Cuts Sweeps Across the UK](https://mjpconveyancing.com/a-fresh-wave-of-mortgage-rate-cuts/): In a surprising move that has made waves in the mortgage market, Nationwide Building Society slashed its mortgage rates by... - [Long Overdue Good News for Leaseholders](https://mjpconveyancing.com/long-overdue-good-news-for-leaseholders/): The proposed reforms to the “feudal” leasehold system could potentially increase property prices by an average of 9. 9%, according... - [Despite a Tumble, the Housing Market Does a Cartwheel of Confidence!](https://mjpconveyancing.com/despite-tumble-housing-market-does/): Introduction: After a year of volatility and uncertainty, there finally seems to be some positive developments in the housing market.... - [King's Speech: A Royal Pain for Leaseholders or a Crowning Achievement?](https://mjpconveyancing.com/kings-speech-royal-pain-for/): Today’s King’s speech unveiled a series of legislative changes aimed at making it easier and cheaper for leaseholders to purchase... - [A Golden Day for MJP Conveyancing at the ESTAS Awards: A Milestone for Our Team!](https://mjpconveyancing.com/a-golden-day-for-mjp-conveyancing-at/): We are beyond ecstatic to share some fantastic news with all of you. This past Friday marked a landmark day... - [Have you been frank with your buyer?](https://mjpconveyancing.com/have-you-been-frank-with-your-buyer/): When it comes to property transactions, the importance of consumer protection regulations cannot be overstated. These regulations, often referred to... - [Anticipating the 20th Anniversary of the ESTAS: A Celebration of Excellence in the UK's Residential Property Sector](https://mjpconveyancing.com/anticipating-20th-anniversary-of-estas/): In the sphere of the UK’s residential property sector, the ESTAS Awards are often celebrated as the zenith of achievement.... - [The Cladding Crisis: A Tale of Uncertainty, Hope, and Endless Red Tape](https://mjpconveyancing.com/the-cladding-crisis-tale-of-uncertainty/): In the aftermath of the harrowing Grenfell fire in 2017, the UK was awakened to the terrifying reality of fire... - [Spooked, yet? Unveiling the UK's Ghostly Dwellings and their Impact on Property Value - It's Frightfully Fascinating](https://mjpconveyancing.com/pooked-yet-unveiling-uks-ghostly/): The allure of the supernatural has always held a certain charm, particularly in the UK, where the passage of time... - [Conquering the Conveyancing Conundrum: A Guide to Bag the Best Quote without Losing Your Sanity!](https://mjpconveyancing.com/conquering-conveyancing-conundrum-guide/): Conveyancing quote estimates are a nuanced process, demanding careful examination and due diligence to ensure the accuracy and competitiveness of... - [The Government Must Shift Focus from Transport and Education to Seriously Address the Housing Crisis](https://mjpconveyancing.com/the-government-must-shift-focus-from/): England is currently facing a severe housing crisis, earning it the title of “the most difficult place to find a... - [MJP Conveyancing Earns Double Nomination in Prestigious Conveyancing Awards](https://mjpconveyancing.com/mjp-conveyancing-earns-double/): We are delighted to announce that our firm has been shortlisted for two prominent conveyancing awards: ‘Client Care Excellence’ and... - [Is the Conservative Party doing enough to Stimulate the Property Market?](https://mjpconveyancing.com/is-conservative-party-doing-enough-to/): The UK property market is currently in a downturn, with house prices having fallen by 5. 3% in the preceding... - [Addressing the UK's Housing Crisis: Key Discussions at The Conservative Party Conference 2023](https://mjpconveyancing.com/addressing-uks-housing-crisis-key/): The Conservative Party Conference 2023 is set to have a significant focus on housing. It’s expected to address the challenges... - [New Look, New Age In Conveyancing](https://mjpconveyancing.com/hello-world/): New Look, New Age In Conveyancing New Look, New Age in Conveyancing We are delighted to unveil our refreshed and... --- # # Detailed Content ## Pages > Community Outreach, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2024-11-21 - Modified: 2025-08-27 - URL: https://mjpconveyancing.com/community-outreach/ Community Outreach Initiatives At MJP, we believe in the power of community outreach and the importance of giving back. Our Community outreach initiatives are designed to uplift, support, and inspire, making a positive impact on the lives of those around us. Here’s how we’re making a difference: MJP Conveyancing's fundraiser for Norfolk Citizens Advice - September 2025 If you would like to help, a link to our donations page can be found here. The Norwich Law Walk is happening on 17 September 2025. We are raising money for Norfolk Community Law Service (https://www. ncls. co. uk/ ) and Norfolk Citizens Advice Bureau (https://www. ncab. org. uk/). If you want to come along and support we will be meeting at East Anglian Chambers for Registration & welcome drinks from 4:45pm, we will then have a group photo at 5:45pm before aiming to set off on the Walk at 6pm. MJP Running for Little Lifts - May 2025 Recently, three of our staff committed to running a marathon over the course of May in aid of Little Lifts' Step Into May Challenge and raised close to £400! Emma, Kaitlyn and Tabitha donned their trainers and headed out over the month to walk and run some serious mileage. Overall they raised a fantastic £396 and beat the team target distance of 78. 6 miles to reach a whopping 115 miles placing them second in the leaderboard (with one of our members almost doubling the individual target of 26. 2 miles). Little Lifts is... --- > Online Property Solicitors, MJP Online Property Lawyers, Online Property Solicitors, Based in Norwich, Norfolk, Cover Most of the UK - Published: 2024-11-01 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/online-property-solicitors-careers/ Careers at MJP Welcome to a world of exciting career opportunities at our award-winning conveyancing firm, where your professional growth is our top priority. Join us and enjoy a competitive salary, along with the generous benefit of 25 days of holiday plus bank holidays. We understand the importance of work-life balance, which is why we offer the flexibility to sell or buy additional holiday days. At our firm, we are committed to nurturing your talents through quality on-the-job training and comprehensive support that includes holiday cover. Our unique approach ensures you can focus on what you do best, with no cost targets or personal case loads to manage. We take pride in fostering a dynamic and collaborative environment, driven by our dedicated paralegal team. Aspiring legal professionals will find a wealth of opportunities here, with our robust apprenticeship programs and training contract options paving the way for a fulfilling career in law. Join us and become part of a team that is celebrated for its excellence in conveyancing. Your future in law starts here. Current Openings Experienced Conveyancer Elevate Your Career with MJP Conveyancing's Award-Winning Team! Are you a Solicitor or Licensed Conveyancer with years of residential experience, eager for a fresh challenge? MJP Conveyancing, a leader in residential conveyancing across the nation, invites you to join our innovative and supportive team. At MJP, we redefine the work environment by eliminating cost targets and fostering a cohesive team structure without the hassle of holiday cover. Our commitment to utilising cutting-edge... --- > Conveyancing Pricing fees, MJP Conveyancing, Online property Lawyers, Property solicitors, based in Norwich, Norfolk. - Published: 2024-02-12 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/price-transparency-guide/ Price Transparency Guide Introduction We are proud to have assisted countless individuals in the purchase or sale of their homes. As one of the most reliable property law firms nationwide, our reputation is upheld by consistently high ratings based on client feedback over the past several years. See our reviews hereWe operate under the regulation of the SRA and boast accreditation from the Law Society's Conveyancing Quality Scheme, a symbol of superior quality in the home buying process. Our team of over 30 professionals is based in Norwich. Like all regulated solicitors, we're upfront about our conveyancing service costs. But we don't stop there. We spill the beans on what's packed into that price tag and what's not, even if you'd think it was. We also showcase the qualifications and experience of our team who'll be in your corner. Plus, you'll get a sneak peek at usual timelines and key moments for your case. What services do we offer? Our services exclusively focus on residential conveyancing, encompassing Freehold and leasehold transactions, both sale and purchase, alongside equity transfers and remortgaging. Our expertise lies in handling leasehold work, particularly transactions related to the Building Safety Act. We represent clients across the nation for property transactions taking place within England and Wales. Most of the premier mortgage lenders in the country place their trust in our services. It's important to note that your selected solicitor typically needs to be on the panel of your preferred mortgage lender, as they will also be... --- > Client Referral Scheme, Online conveyancing, Property Solicitors, Property Lawyers, Based in Norwich Norfolk, Cover most of UK - Published: 2023-07-06 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/client-referral-scheme/ Client Referral Scheme (CRS) Earn £100 for Each New Client You Bring In Introducing Our Client Referral Scheme (CRS): Earn £100 For Each New Client You Bring In We are thrilled to announce the launch of our new Client Referral Scheme (CRS). This exciting initiative allows you to earn a £100 referral fee for every new client you introduce to us! Not only do you get rewarded for your efforts, but you also help us expand our community of home movers. How It Works The CRS is a simple yet effective way to earn rewards while helping our company grow. Here's how it works:Refer a new client to our company. If the new client's transaction completes successfully, you will receive a £100 referral fee. Payment will be made within 7 days of the transaction completion date. How To Get Started Participating in our Client Referral Scheme is incredibly easy. Just follow these steps: Create within your Logbook under the tab ‘Schemes’ a unique code Pass the code onto the person referred Once the referred person has instructed us and the transaction is up and running the referred person can then enter the code into his or her Logbook. Once the referred person’s transaction is completed, we will then arrange for the referral fee to be paid to you. With these simple steps, you can start earning rewards while contributing to our company's growth. Don't Miss Out On This Amazing Opportunity Our Client Referral Scheme offers a fantastic opportunity to earn... --- > MJPC Reviews - MJP Conveyancing, Quick conveyancing solicitors, Online Conveyancing, Buying and selling a house. - Published: 2023-02-23 - Modified: 2025-05-22 - URL: https://mjpconveyancing.com/reviews/ Reviews --- - Published: 2022-09-21 - Modified: 2022-09-21 - URL: https://mjpconveyancing.com/tp-directory/ Third Party Directory Premier Financial http://www. premierfinancialgroup. co. uk/ 01603 750000 ask@PFGmail. co. uk Premier Financial Group Ltd is a family run business established since 1990. We are fully qualified Financial Advisers directly authorised by the Financial Conduct Authority. We are predominantly Mortgage Advisers specialising in Mortgages and associated insurance products such as Life Insurance and Buildings & Contents Insurance. We care for the financial needs of our clients both individual and corporate by applying the highest level of skill and expertise to the advice and service we give regardless of the client’s wealth. Most new clients are referred to us by personal recommendation from existing clients or professional firms, therefore customer satisfaction is top of our priorities. We are committed to helping you, not just on the day of the advice, nor just to help the products chosen to go through to completion, but also an after care that ensures you continue on the right track for life. We are directly authorised by the Financial Conduct Authority with qualified advisers choosing products from the Whole of Market. More importantly each of our advisers specialise in a certain area instead of a jack of all trades approach you may see elsewhere. To review your Mortgage, Investments or Pension using an established family run business with family-based ethics, call us today on 01603 750000 or email us at ask@PFGmail. co. uk Premier Financial Group Ltd is authorised and regulated by the Financial Conduct Authority. RPSA – Residential Property Surveyors Associations http://www.... --- > Complaints Procedure for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-07-28 - URL: https://mjpconveyancing.com/t-c/complaints-procedure/ MJP Conveyancing Client Relationship Policy Our Commitment to You At MJP Conveyancing, our mission is to provide every client with a professional and enjoyable experience. We aim to ensure that by the end of your transaction, you are satisfied and confident in recommending our services to others. Positive client feedback is vital to us as it boosts team morale, encourages repeat business, and forms the foundation of our future growth. We recognise that, despite our best efforts, there may be occasions when our service does not meet expectations. How we address these situations reflects our commitment to client care. If a concern arises, we promise to listen carefully, offer a prompt apology when necessary, and thoroughly investigate the matter to resolve it. What to Do If You Have Concerns Many concerns stem from misunderstandings or communication issues and can often be resolved quickly by speaking with one of our team leaders. We encourage you to contact the appropriate team leader listed below, as we are confident in their ability to address and resolve issues promptly. Legal Team (Handles Purchases, Sales, Remortgages, and Transfers of Equity) Ben Pett: ben. pett@mjpconveyancing. com Thomas Keene: thomas. keene@mjpconveyancing. com Exchange and Completions Team (Handles Post-Completion Matters) Emma Pett: emma. pett@mjpconveyancing. com The team leader will acknowledge your concern within one working day and provide a proposed resolution within two working days. If the team leader is unable to resolve your concern, you may proceed to our formal complaints process outlined below. Formal Complaints Process... --- > Privacy Statement for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/t-c/privacy-statement/ PRIVACY POLICY MJP CONVEYANCING LIMITED IS AUTHORISED AND REGULATED BY THE SOLICITORS REGULATION AUTHORITY (RECOGNISED BODY NUMBER 590889) . ALL REFERENCES TO ‘US’ OR ‘WE’ THROUGHOUT THIS STATEMENT ARE TO MJP CONVEYANCING LIMITED What information we hold about you? During the course of business it it necessary for us to obtain and process personal information (such as name, address, telephone number etc. ) ('Personal Data') about a range of individuals. We take the protection of personal data very seriously and this policy statement sets out a summary of how we use this Personal Data. Please contact us using the details below, if you have any questions on this policy or the way in which we process, use and store Personal Data. Information about our clients We collect Personal Data from our clients and those making enquiries with us to the extent necessary only to provide our service as a conveyancing provider and to comply with legal obligations imposed on us. In addition to Personal Data that you may provide directly to us, we may receive Personal Data about you from other professionals engaged by you, other parties involved in the legal matter, people connected to you and public sources. We will need to obtain Personal Data from you in order to act for you. In order to verify this Personal Data, we may undertake checks with third parties which may include providing them with Personal Data that you have given to us. If you do not provide us with this... --- > Diversity at MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-05-22 - URL: https://mjpconveyancing.com/t-c/diversity/ Diversity --- > Cookie Policy for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-05-22 - URL: https://mjpconveyancing.com/t-c/cookie-policy-eu/ Cookie Policy This Cookie Policy was last updated on September 16, 2022 and applies to citizens and legal permanent residents of the European Economic Area and Switzerland. 1. IntroductionOur website, https://mjpconveyancing. com (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website. 2. What are cookies? A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit. 3. What are scripts? A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device. 4. What is a web beacon? A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons. 5. Cookies5. 1 Technical or functional cookiesSome cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to... --- > Glossary - Legal terms, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/t-c/glossary/ AABSTRACT OF TITLEA schedule listing the documents which set out the history of ownership of a property. ADOPTED HIGHWAYA road maintained by a Local Authority. ADVANCEThe original amount of a mortgage loan on a property. ASSENTA formal document required to transfer ownership of property to a person entitled to the property following the death of the owner. ATTORNEYSomeone appointed formally to act on behalf of another either generally or for a specific purpose. BBANKRUPTCY SEARCHAs it is an offence for a bankrupt individual or body to obtain credit, if a mortgage is involved, such search is done against the names of the Buyer by the Buyer's solicitors. BRINE SEARCHA search to establish if a property might be affected as a result of disused workings near the property. BUILDING REGULATION APPROVALApproval by the local authority on the design and materials. BUYERSomeone who buys a property. CCHAINWhere a property seller is also buying another property this is a chain of transactions and some chains can have many links. CHAPS TRANSFEROn the day of completion the balance of the purchase price is paid by transfer of funds between solicitors' client accounts by electronic transfer. CHAPS means Clearing Houses Automated Payment System. CLEARED FUNDSFor example a cleared cheque, banker's draft, cash, on a CHAPS, telegraphic transfer or BACS payment. The solicitor would require Cleared Funds in order to complete any purchase or sale where there is negative equity. COMMONS REGISTRATION SEARCHA search at the local authority to check the property is not registered as... --- > Criminal Finances Act, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-09-16 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/t-c/criminal-finances-act/ CRIMINAL FINANCES ACT 2017 POLICY STATEMENTAs a Company, we value our reputation for ethical behaviour and for financial probity and reliability. We recognise that over and above the commission of any crime, any involvement in the facilitation of tax evasion will also reflect adversely on our image and reputation. We do not tolerate tax evasion, or the facilitation thereof in any circumstances, whether committed by or facilitated by a client, director/employee or any business with which we contract. We are committed to fighting tax evasion and have rigorous policies and procedures in place to detect and prevent the facilitation of tax evasion offences. We provide regular training on the requirements of the Criminal Finances Act 2017 to all personnel. We require all personnel to demonstrate the highest standards of honesty at all times and appropriate disciplinary action will be taken wherever tax evasion or the facilitation thereof by any personnel has been proven. We undertake due diligence on all third parties with which we contract to mitigate the risk of facilitation of tax evasion offences and, as part of our due diligence procedures, all agreements with third parties shall contain suitable provisions to enable termination of such agreements where third parties are not complying with the provisions of the Criminal Finances Act 2017. We shall always ask third parties with which we contract to provide us with a copy of their Criminal Finances Act Policy. --- > Online Property Solicitors, News, Online property Lawyers, MJP Conveyancing, Property Conveyancing, Based in Norwich, Norfolk. - Published: 2022-09-15 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/online-property-solicitors-news/ News --- > Conveyancing Costs & fees, MJP Conveyancing, Online property Lawyers, Property solicitors, based in Norwich, Norfolk. - Published: 2022-09-05 - Modified: 2025-08-20 - URL: https://mjpconveyancing.com/conveyancing-pricing-fees/ Pricing & Fees Fees & Pricing Due to the use of technology and our efficient processes we are competitively priced and can offer:· Quick, no obligation quoting · 100% price transparency· Fixed fee quote 100% Price Transparency Promise We promise 100% transparency pricing. We break down every item on your quote, explain it, and keep it visible on your online portalWhilst we aim to deliver our original quote, changes can arise during the conveyancing process. In these cases, we will always inform you as soon as possible and let you know the cost implications. Throughout the process, we guarantee no hidden charges and no surprises. Subject to the following conditions MJP operates a ‘No sale, No fee’ policy :a) payment of the £150 (inclusive of VAT @ 20%) non-refundable legal fee deposit, andb) in the case of a purchase payment of search fees ( if applicable )For the avoidance of doubt, in the event the transaction should abort the £150 deposit and search fees will not be refundable. No further fees in this event will become payable. What if MJP cannot continue to act for you? In situations where we cannot act for you due to professional obligations, we won’t raise any fees and will return any remaining funds to you. We will tell you about our decision to end the retainer as soon as possible. Although we aren’t obliged to disclose the reasoning behind a decision not to act, we aim to co-operate fully with the solicitors you chose... --- > Leasehold, Property Conveyancing, MJP Conveyancing, Online property solicitors, online property lawyers, Based in Norwich Norfolk - Published: 2022-08-26 - Modified: 2025-06-13 - URL: https://mjpconveyancing.com/leasehold/ Leasehold Our Leasehold expertise Whilst no property lawyer will ever be able to simplify a leasehold transaction, what we can commit to do is to make it as straightforward a process as possible. Our specialist Team has dealt with a wide range of leasehold transactions over several years across England and Wales. We have particular expertise in dealing with Leasehold purchases in London. Due to our expertise, we are well placed to ensure that your purchase will be run with insight and experience. A fundamental element of our service is being able to offer bespoke advice and guidance around key issues relating to cladding, ground rent and service charge liabilities. We also understand that Leasehold properties can vary considerably. We act on new build purchases, shared ownership properties, maisonettes, as well as share of Freehold arrangements. We are well placed to offer clients guidance around the various nuances with such purchases, so that they are protected against the pitfalls many lawyers can fall into. We treat Leasehold property as a specialist area of property law. We strongly recommend instructing a lawyer with such experience and expertise before entering into any Leasehold agreements. All our Leasehold transactions are overseen by an experienced Solicitor. Heading up the department is one of our Directors Ben Pett. Do not hesitate to contact Ben (ben. pett@mjpconveyancing. com) directly if you are interested in knowing more about the services we provide and the guidance we can give you to ensure your purchase is as stress free... --- > New Build, Property Conveyancing, Online property Lawyers, Online property Solicitors, MJP Conveyancing, Based in Norwich, Norfolk. - Published: 2022-08-26 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/new-build/ New Build New Build Specialists The legal aspects of buying a new build can be more complicated than for other types of property. We do not believe in a one size fits all approach and therefore assign all new build purchases to a specialist team that is overseen by experienced, qualified lawyers. Property lawyers working on new build purchases need to work quickly, due to the tight exchange deadlines imposed by developers. But, it is equally important to have an experienced lawyer capable of navigating through the various issues ranging from planning, to building regulations approvals and also the status of the estate roads and sewers. You will need a lawyer that can review and advise you on vast amounts of paperwork in a clear, succinct and accessible manner. As part of our service you will receive advice on the new build warranty on offer, any restrictions on the use of the property by the developer in the form of covenants, as well as warnings about any risks associated with the development you are purchasing on. Whilst we will give some information that is applicable to all new build purchases, you will also receive bespoke advice that is applicable to your individual transaction. We do not simply repeat generic advice, as is the case with other property lawyers. Some new build conveyancers have relationships with the developer who is selling the property. In return for acting on many plot purchases they will pay the developer a form of commission. MJP... --- > Conveyancing Process, MJP Conveyancing, Online property lawyers, property solicitors, Based in Norwich, Norfolk. - Published: 2022-07-19 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/conveyancing-process/ Conveyancing Process Guide to the Conveyancing process InstructionContract PackDocumentationReportingAgreeing DatesExchange of ContractsCompletionPost CompletionHOW LONG WILL IT ALL TAKE? We will endeavor to ensure that the time between(1) sending out a Contract (in connection with your sale) or receiving a Contract (in respect of your purchase) and(2) exchange of Contracts (when you become legally obliged to complete the transaction) takes no longer than 4 weeks. --- > First Time Buyers, Online conveyancing, Property Solicitors, Property Lawyers, Based in Norwich Norfolk, Cover most of UK - Published: 2022-07-06 - Modified: 2025-05-20 - URL: https://mjpconveyancing.com/first-time-buyers/ First Time Buyers "He is happiest, be he king or peasant, who finds peace in his home. " Johann Wolfgang von Goethe How do we help first-time buyers? We are a modern, forward-thinking firm closely attuned to the busy lifestyles and needs of people trying to get their first foot on the property ladder. We are constantly improving our processes to ensure that they are as efficient and transparent as they can be. Most importantly, we have friendly, communicative and informative staff who will use their expertise to help answer your questions, no matter how bigger or small. Whilst saving for a house is becoming increasingly difficult, the legal process is made easier with MJP Conveyancing. Free First Time Buyers Guide We recognise that the conveyancing process can be especially daunting for first-time buyers. That’s why we are here help you navigatethe property ladder, one step at a time. Download Free Guide Get A Quote If you would like a conveyancing quote for your property purchase, please click the button below and a member of our New Business team will contact you shortly with a bespoke quotation. Get A Quote MJP provided us with first class service during the purchase of our first property. MJP responded to queries quickly and was always professional. We loved the online portal - very organised! Thank you for all your help, MJP. Would highly recommend. Lucy D - July 2022 (Google)We used mjp to purchase our first home. We couldn't believe how smooth and... --- > Property Conveyancing, MJP Property Conveyancing, Property Lawyers, Property, First time buyer, leasehold, freehold, Norwich, Norfolk - Published: 2022-07-06 - Modified: 2025-05-22 - URL: https://mjpconveyancing.com/property-conveyancing-services/ Conveyancing Our Conveyancing Services Our ServicesOur dedicated legal property specialists deliver our conveyancing services with a fresh and modern attitude. Our services cover:Property SalesProperty PurchasesRe-MortgagesTransfer of EquityConveyancing for First-Time BuyersWe recognise that the conveyancing process can be especially daunting for first-time buyers. That's why we are here to help you navigate the property ladder, one step at a time. First Time Buyers Guide Move home faster with us today. Call for a instant quote: 01603 877067 What is Conveyancing? A beginner's guide to conveyancing. Conveyancing is the process of transferring a property from one legal owner to another and can involve the sale or purchase of a property. If you are new to the process, follow our simple conveyancing process guide here MJP acted on our house sale and a purchase and were absolutely fantastic. The online dashboard is a total game-changer, with its clear visibility of all the communications and documents. They are super speedy in responding to messages and very helpful when explaining the process. Great service and worth every penny. -Dan PranceMJP acted on our house sale and a purchase and were absolutely fantastic. The online dashboard is a total game-changer, with its clear visibility of all the communications and documents. They are super speedy in responding to messages and very helpful when explaining the process. Great service and worth every penny. -Dan PranceMJP acted on our house sale and a purchase and were absolutely fantastic. The online dashboard is a total game-changer, with its clear visibility... --- > Online Conveyancers MJP Online property lawyers, Contact page, Online property solicitors, property conveyancing, based in Norwich, Norfolk - Published: 2022-07-06 - Modified: 2025-05-22 - URL: https://mjpconveyancing.com/mjp-online/ Contact Us Your Online Conveyancers At MJP Conveyancing, we specialise in providing a fully digital, hassle-free conveyancing service. As trusted online conveyancers, we combine expert legal knowledge with smart technology to keep your property transaction moving—wherever you are in the UK. With 24/7 access to your case through our online portal, regular updates, and a transparent process, you stay in control every step of the way. Ready to get started? Contact our team of experienced online conveyancers today. Address 69-75 Thorpe RoadNorwichNorfolkNR1 1UA Contact Info onboarding@mjpconveyancing. com T: 01603 877066 T: 01603 877067 Fax: 01603 230125 WhatsApp : 07354 846604 Please note that all calls made to and from this office are recorded for compliance and training purposes. Working Hours Our office is open Monday to Friday between 9am and 5pm Coming Into The Office Please note, you will only be able to discuss your transaction in detail with our Conveyancing Team if an appointment has been arranged. You can call, message or email the relevant team to arrange an appointment and you will receive confirmation once this has been done. If you request an update on your transaction in the office without prior appointment we cannot guarantee that our Conveyancing Team will be able to assist. Please do not attend the office between 1pm-2pm as we will be closed for lunch for all staff. Request a call back --- > Property Solicitors, MJP Online Property Lawyers, Online Property Solicitors, Based in Norwich, Norfolk, Cover Most of the UK - Published: 2022-07-06 - Modified: 2025-08-15 - URL: https://mjpconveyancing.com/property-solicitors-about-us/ About MJP Conveyancing As Property Lawyers, MJPC is a boutique solicitors practice specialising in the online provision of legal services in connection with the sale, purchase and remortgaging of residential property with its base in Norwich, but serving clients throughout England and Wales. We are a group of independent and specialist lawyers who specialise in residential property law and practice. We provide a service to clients based throughout England and Wales and have extensive experience in the online delivery of property conveyancing. Owing to our widely recogonised standard of excellence, specialism and use of our own highly tailored technology, we are uniquely positioned to deal with all forms of residential conveyancing for home movers. We started up in 2010 in response to the changing face of the legal landscape at that time. We wanted to achieve a different working model from the traditional property lawyer and we are proud of our record of innovation to date. Our outlook and ethos are guided by our core values, which outline our principles as a business and govern how we work. We pride ourselves on our reputation as a professional and approachable business where diversity, accessibility and client care are widely championed. Our People Contact Us Service Info Our Mission Statement We strive to be an excellent, client facing, and innovative provider of property related legal services Our Core Values Our primary core value is to always strive to put client support and service at the heart of everything we do Senior Management... --- > Online Property Lawyers, MJP Conveyancing, Online Property Solicitors, Based in Norwich, Norfolk. Services Most of the UK. MJP Lawyers. - Published: 2022-07-06 - Modified: 2025-08-18 - URL: https://mjpconveyancing.com/online-property-lawyers-people/ Our People Directors David pettDirector Solicitor David is a Solicitor, our Managing Director and the founder of MJP Conveyancing. Passionate about using technology to streamline property transactions, he also leads the firm's Risk and Compliance team. David is committed to driving progress in the property sector and ensuring our practices remain robust and forward-thinking. Outside work, he enjoys red wine, travel, and is passionate about advancing environmental law and conservation efforts. As a lifelong Manchester United supporter, he prefers to remember the glory days rather than the team’s more recent performances Ben PettDirector Solicitor Ben is a Solicitor and Director at our firm. He studied History at the University of Warwick before completing the Graduate Diploma in Law (GDL) followed by the Legal Practice Course (LPC). Alongside his commitment to providing all clients with an excellent service, Ben is also passionate about helping young lawyers gain experience and develop their careers. Ben is an avid sports fan, with a trip to visit Australia for the Ashes in the books and dreams of attending a Super Bowl in America. He is also a long-suffering Manchester United supporter. Emma PettDirector Solicitor Emma is a Solicitor and Director at the firm. She completed her law degree in 2015 at the University of East Anglia and loved Norwich so that much that she decided to settle here after completing her degree, having originated from North East Lincolnshire. One of Emma’s main aims at MJP is to help ensure excellent client service standards and ensure... --- > Terms & Conditions for MJP Conveyancing, Solicitor for buying a house - MJP Conveyancing - Online Conveyancers for Conveyancing - Published: 2022-06-29 - Modified: 2025-08-15 - URL: https://mjpconveyancing.com/t-c/ TERMS & CONDITIONS (21/08/2019) These terms and conditions ('the Terms') govern your use of this MJPConveyancing. co. uk and MJPConveyancing. com Website (the 'Website'). The Website is a trading name of MJP Conveyancing Limited ('Company') of 69/75 Thorpe Road, Norwich NR1 1UA Please read through the Terms. If you do not agree with the Terms, do not use this Website. If you do use the Website your conduct indicates that you agree to be bound by the Terms. Copyright Notices Unless otherwise specified the copyright in the contents of all the pages in this Website are owned by or licensed to the Company. Unless otherwise specified, the authors of the literary and artistic works in the pages in this Website have asserted their moral right pursuant to Section 77 of the Copyright Designs and Patents Act 1988 to be identified as the author of those works. Conditions of your use of this Website Except as stated below, the contents of this Website may not be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means without the prior express written permission of the Company. You may not distribute, display or copy any of the contents of the pages contained in this Website to third parties including, but not limited to 'caching' any material on this Website for access by third parties and 'mirroring' any material on this Website. You may not provide a link to this Website from any other Website without first obtaining... --- > Online Conveyancing Solicitors, Conveyancing lawyers, in Norwich, Norfolk, covering most of the UK, First time buyers, Leasehold, Freehold. - Published: 2022-06-29 - Modified: 2025-08-15 - URL: https://mjpconveyancing.com/ Online Property Lawyers We are a team of expert, and dedicated propertysolicitors focused on residential conveyancingGet an instant quote 01603 877067 Clients Moved 0 + Transactions Completed 0 + Value Of Transactions £ 0 + Average House Price £ 0 Highest Value Property £ 0 About Our People Contact Us First Time Buyers We recognise that the conveyancing process can be especially daunting for first-time buyers. That’s why we are here help you navigatethe property ladder, one step at a time. Find Out More Conveyancing Process Our dedicated legal property specialists deliver our conveyancing services with afresh and modern attitude. Find Out More What we do Our fresh approach to conveyancing combines an online solution, an innovative attitude and award-winning customer service. The result is a transparent, efficient, and cheaper solution for all our clients. Why we’re Different We’ve built a reputation as a driving force to create change in our industry. Historically the conveyancing element of property sales and purchases have added unnecessary time and frustration. Missing paperwork, people not being around when you need them and difficulty pinpointing hold-ups result in added costs and worry that you’ll lose the house, the sale, or your buyers. Award-Winning People Our award-winning service is delivered by a team of property passionate, highly skilled solicitors, trainee solicitors, trainee Legal Executives, trainee Licensed Conveyancers, Paralegals, Administrators, and business professionals. The whole team is focused and dedicated to providing the highest possible level of client support. With our experience and skills, we assist thousands... --- --- ## Posts - Published: 2025-06-24 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/what-is-a-conveyancer/ - Categories: Uncategorized - Tags: conveyancing, Opening the Door to Homeownership with the New Mortgage Guarantee Scheme A licensed conveyancer is a legal professional who specialises exclusively in property law. That means their training, qualifications, and day-to-day work focus solely on property transactions—such as buying, selling, transferring ownership, or refinancing a home. In practice, conveyancers are experts at navigating the legal intricacies of the property process, offering a service that is:Efficient – because property is all they do, they’re adept at spotting and resolving issues quickly. Cost-effective – typically, conveyancer fees are lower than solicitor fees due to their focused area of expertise. Client-centred – conveyancers are often praised for offering a more personalised, tailored service. What Is a Solicitor? A solicitor, on the other hand, is a qualified legal professional with a broad scope of training across various areas of law. They may work in property law, but they also handle matters such as family law, litigation, criminal law, wills, and probate. Solicitors can handle conveyancing, particularly in more complex cases involving:Divorce settlementsProbate salesProperties with legal disputesCommercial property transactionsWhile some solicitors offer excellent conveyancing services, others may not deal with property on a daily basis. As a result, their knowledge might not be as current or streamlined as that of a specialist conveyancer. Why Choose a Conveyancer? For most residential property transactions, a conveyancer is the ideal choice. Their sole focus on property means they’re well-versed in all the latest regulations, local authority requirements, and best practices in the market. At MJP Conveyancing, we believe that specialism brings confidence. Our team of licensed conveyancers provide a... --- - Published: 2025-06-23 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/opening-door-to-homeownership-with-new/ - Categories: Uncategorized - Tags: conveyancing, Opening the Door to Homeownership with the New Mortgage Guarantee Scheme Owning a home is a dream shared by millions, but for many young families and hardworking renters, it often feels out of reach.  The growing challenge of saving for a deposit, navigating mortgage approvals, and enduring the lengthy, complex process of buying property can make homeownership seem more like a distant hope than a tangible goal.  However, that could soon change. The government has introduced a permanent mortgage guarantee scheme, a bold move designed to make homeownership more accessible. With this scheme, buyers can potentially secure a mortgage with a deposit as low as 5%, opening new possibilities for first-time buyers and families hoping to move up the property ladder. This article will explore the details of the scheme, the issues it addresses, and what it could mean for you. The Housing Affordability Gap It’s no secret that buying a home has become increasingly difficult, especially for younger generations. The figures are sobering. Recent statistics show that the number of first-time buyers hit a 10-year low in 2023. Compared to their counterparts in 1990, today’s under-30s are less than half as likely to own their own home. Why is this happening? A major obstacle is the cost of a deposit. While wages have stagnated over the years, house prices have surged dramatically. This has created an affordability gap that many are unable to bridge. For those without financial help from family or friends (often referred to as the “Bank of Mum and Dad”), getting on the property ladder can feel... --- - Published: 2025-06-20 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/how-to-detect-and-prevent-ai-driven/ - Categories: Uncategorized - Tags: AI, conveyancing, cyber The conveyancing industry, rife with sensitive transactions and high-value deals, has become a prime target for cybercriminals leveraging artificial intelligence. By weaponising generative AI, attackers are crafting phishing attacks that are not only convincingly realistic but also highly specific. With fraudulent schemes targeting solicitors, clients, and property buyers, the stakes in conveyancing have never been higher. This Blog explores how AI-driven phishing attacks are threatening the conveyancing industry, the tactics used by attackers, and, most importantly, what preventative measures you can implement today to stay safe. AI-Driven Threats in ConveyancingGenerative AI empowers cybercriminals to craft phishing emails and messages that are tailored to their victims and free from the usual red flags like poor grammar or generic greetings. That level of personalisation is dangerous in conveyancing, where trust and timely communication are key. A Typical Risk ScenarioImagine this situation. A client is in the final stages of purchasing a property. They receive an email from what appears to be their solicitor, referencing their case file number and including bank details for the final payment transfer. The email looks professional, the tone matches previous exchanges, and everything checks out on a surface level. But unbeknownst to the client, the email is fake. Cybercriminals have leveraged AI to scrape data from the firm's website, emails, or social interactions, crafting a message so convincing it bypasses the client’s suspicion. The client unknowingly transfers their deposit to a fraudulent account, potentially losing tens of thousands of pounds. Vulnerabilities in the ProcessThe conveyancing industry’s fast-paced,... --- - Published: 2025-06-09 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/how-supreme-courts-decision-in-waller/ - Categories: Uncategorized - Tags: conflict of interests, home owner, mortgage Balancing financial security and personal relationships has always been a challenge for homeowners, and when these worlds clash in situations of joint borrowing, it can get complicated. The recent Supreme Court ruling in Waller-Edwards v One Savings Bank Plc is a game-changer for anyone who owns a home with a partner. While the legal jargon might feel daunting, this decision strengthens protection for vulnerable individuals and sets clear expectations for lenders. Here is how this landmark case affects homeowners like you. What Is the Case About? At the heart of the case was the story of Catherine Waller-Edwards, a financially independent homeowner who became vulnerable during a relationship with her partner, Nicholas Bishop. Over two years, Bishop convinced her to exchange her mortgage-free home and savings for a joint property. To finance this new property, they took out a joint remortgage with One Savings Bank. The problem? Much of the borrowed money benefited Bishop alone, including settling his personal debts and funding his divorce, rather than serving their supposed joint interests. When the relationship crumbled and the mortgage fell into arrears, the bank moved to repossess the property. Waller-Edwards argued she had been unduly influenced by Bishop and that the bank should have recognised this and taken steps to protect her. The Supreme Court ultimately ruled that lenders must adopt a stricter framework in so-called "hybrid" cases like this, where aspects of the loan benefit only one borrower and potentially expose the other to financial harm. What This Ruling Means... --- - Published: 2025-06-02 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/landmark-case-highlights-overcharging/ - Categories: Uncategorized - Tags: Leases, London Trocadero (2015) LLP v Picturehouse Cinemas Limited [2025] EWHC 1247 (Ch) The recent judgment in London Trocadero (2015) LLP v Picturehouse Cinemas Limited EWHC 1247 (Ch) has sent ripples across the commercial property world. For anyone occupying commercial property, this case brings vital lessons and a wake-up call to scrutinise lease terms and insurance provisions more closely than ever. However, could this case also hold lessons for residential tenants? Let's unpack the findings and explore the broader implications. Key Lessons from the CaseThis case focused on the Trocadero Centre in London, where the landlord, Criterion Group, was found to have overcharged Picturehouse Cinemas for insurance rent for years. It exposed a questionable practice whereby landlords inflate insurance premiums to pocket commissions or other fees, leaving tenants to foot inflated bills. The court's decision, however, has set a clear precedent that this kind of profiteering is unacceptable under specific lease clauses. The Court's Findings1. Insurance Rent and Landlord's CommissionCriterion's lease required tenants to cover "insurance rent" based on the premium paid by the landlord to insure the building. However, the landlord was adding undisclosed commissions of 57% or more, effectively inflating the insurance premium and pocketing the difference. The court ruled that sums rebated to the landlord as commissions were not part of the “premium” under the lease terms. Tenants should only be charged for genuine costs of insurance, not fabricated increases meant to enrich landlords. 2. Administrative Fees on InsuranceWhen Criterion replaced its commission scheme with a 35% “placement, administration, and work transfer fee,” the court similarly struck this down. It... --- - Published: 2025-05-22 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/why-every-home-buyer-should-care-about/ - Categories: Uncategorized - Tags: climate, conveyancing, flooding Buying a new home is a thrilling adventure. From imagining your future in cozy living spaces to exploring neighborhoods, it's an exciting chapter in life. But there's one factor that’s often overlooked in the house-hunting process and could impact everything from financing to future costs: flood risk. Whether you’re buying in a city center, a picturesque countryside, or near the coast, understanding flood risk is crucial.  It’s the key to protecting your investment, avoiding potential headaches, and ensuring peace of mind. Why Flood Risk Should Be on Your Radar Flooding might seem like a rare occurrence, but it’s becoming more frequent and widespread. The Environment Agency estimates that 5. 2 million homes and businesses in England are at risk of flooding, with many more potentially affected as climate change brings unpredictable weather patterns. Flood risk doesn’t just mean severe storms or rising rivers. It could also include surface water flooding (when heavy rain overwhelms drainage), sewer floods, or groundwater seeping into basements. Even properties miles away from bodies of water can face issues. Failing to consider flood risk could lead to: Higher insurance costs or difficulty securing coverage. Problems obtaining a mortgage or property devaluation. Thousands of pounds in out-of-pocket repair expenses if flooding occurs. Being proactive can help you steer clear of these challenges. How to Check for Flood Risks Flood risks aren’t always obvious. That charming riverside view or low-lying plot may come with hidden vulnerabilities. Here’s how you can evaluate a property’s risk: 1. Use Online Flood... --- - Published: 2025-05-19 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/peter-pondres-duck-race-adventure/ - Categories: Uncategorized - Tags: Duck Race The event we were all waiting for. The suspense, the strategy, the sheer duck-termination of it all. On a calm later spring day at the weekend, MJP Conveyancing’s shining hope, Peter Pondre, waddled into history... well, almost. The Break Norwich Duck Race was back, and while the wind and current had taken the day off, the excitement certainly had not. Peter made us proud, soared to glory (sort of), and ended with a well-deserved bath. Here’s how it all unfolded. A Feathered Friend with Big Dreams Peter Pondre isn’t your average rubber duck. Oh no. He’s sleek, sophisticated, and a little bit squeaky. Draped in MJP Conveyancing’s bold colours, Peter had spent months preparing for this day. His training regime included long soaks in the sink, bobbing drills during tea breaks, and watching hours of inspirational duckumentaries like The Pondfather. And when race day arrived? Peter was ready for his moment. The Slowest Sprint in History The starting gun (well, more of a cheery blast from a referee’s whistle) signaled the release of over a hundred rubber ducks. Peter burst onto the scene, floating forward with grace and determination. His competitors jostled to find their footing in the still waters of the River Wensum, but Peter was laser-focused. Thanks to an eerily calm day with barely a whisper of wind or ripple of current, this year’s race wasn’t what you’d call “high-speed. ” Spectators grabbed coffees, debated what takeaway to order for dinner, and reshuffled deck chairs as the ducks... --- - Published: 2025-05-19 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/the-nhbc-buildmark-warranty-explained/ - Categories: Uncategorized - Tags: conveyancing, NHBC  A blog written by Elliott Mutlow, Paralegal with MJP Conveyancing  Purchasing a new-build property is an exciting milestone, but it presents its own set of challenges. One of the most important aspects to consider is the warranty and insurance coverage that accompanies newly built or converted properties. Among the various options available in the United Kingdom, the NHBC’s Buildmark Warranty is the most widely used. This guide will help conveyancers and homeowners understand the purpose, structure, and responsibilities tied to the NHBC Buildmark Warranty, enabling them to make informed decisions. What Is the NHBC Buildmark Warranty? The Buildmark Warranty is a ten-year warranty and insurance policy offered by the National House Building Council (NHBC). It provides crucial protection to buyers of new-build or newly converted homes. Beyond offering peace of mind, this warranty protects against financial losses arising from defects, builder insolvency before completion, and other construction-related issues. NHBC provides three types of Buildmark Warranties, tailored to different property types: Buildmark: This is the standard warranty for newly built homes intended for private sale. Buildmark Choice: Developed for landlords and long leaseholders of newly built or converted homes. Buildmark Connect: Specifically designed for newly built commercial properties within mixed-use developments. While the warranties vary slightly depending on the type of property, their core structure and benefits remain consistent. The Stages of Buildmark Coverage The Buildmark Warranty is divided into three distinct stages, each offering essential protections: 1. Insolvency Cover (Before Completion) This stage begins from the date of the buyer’s... --- - Published: 2025-05-19 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/why-property-sellers-must-disclose/ - Categories: Uncategorized - Tags: Patarkatsishvili and another v Woodward-Fisher, Property Information Form When selling a property, honesty is not just a moral principle – it’s a legal obligation. Failing to disclose adverse aspects of your home does not just risk souring the buyer’s experience; it could lead to long-lasting and expensive consequences. A recent High Court ruling should serve as a stark warning. On 10 February 2025, the High Court made waves with its decision in the case of Patarkatsishvili and another v Woodward-Fisher. The case involved the purchase of a £32. 5 million London mansion – and the thousands of uninvited guests that came with it.  These were not extended family or squatters; they were moths. What followed was a legal battle that left the seller facing significant financial losses, offering valuable lessons for anyone selling a home. Here, we explore what went wrong, how to avoid similar pitfalls, and why transparency is your safest route when selling your property. The Case at a GlanceThe case centered on Iya Patarkatsishvili and Yehven Hunyak, the buyers of a luxury Notting Hill mansion sold by Mr. Woodward-Fisher. Soon after moving in, they discovered a severe infestation of clothes moths. Evidence presented to the court revealed that the seller’s wife had received pest control reports before the sale. Despite this, Mr. Woodward-Fisher responded during Commercial Property Standard Enquiries (CPSEs) that he was not aware of any issues with vermin on the property. This response was found to be knowingly false. The court deemed Mr. Woodward-Fisher guilty of fraudulent misrepresentation and ruled that the sale... --- - Published: 2025-05-16 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/what-climate-risks-mean-for-home-buyers/ - Categories: Uncategorized - Tags: climate change, conveyancing The process of buying a home is complex enough without adding climate risks to the mix.  Yet, with the increasing impact of climate change, home buyers need to be aware of how issues like flooding, subsidence, and coastal erosion could affect property values, mortgage approvals, and even long-term livability.  Understanding these risks and knowing how to handle them can save you time, money, and stress. Here’s what you need to know and how conveyancers can help. Climate Change and Property ValueAs a home buyer, one of your biggest concerns is likely to be the long-term value of the property you are considering. However, climate risks pose significant threats to this. For example:Flooding: Properties in flood-prone areas may face repeated damage that requires costly repairs. This could lower the property’s appeal and value over time. Subsidence: The shifting of soil under a property, often worsened by extreme weather patterns like heatwaves or heavy rainfall, can lead to structural damage. Homes in areas particularly vulnerable to such conditions may be harder to resell in the future. Coastal Erosion: If you’re thinking about buying a picturesque coastal property, consider how rising sea levels and erosion might lead to land loss. A stunning shoreline location today might not look the same 20 years from now. A property in a high-risk location might cost less upfront, but the long-term financial risks could outweigh short-term savings. These risks don’t just affect value; they can also make securing a mortgage more difficult. Climate Risks and Mortgage ApprovalsClimate-related... --- - Published: 2025-04-28 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/quacking-into-action-with-peter-pondre/ - Categories: Uncategorized - Tags: Duck race; peter andre Quacking into action with Peter Pondre! We're thrilled to share that our duck will be "lifting the tide" and setting the scene at the Grand Norwich Duck Race 2025! Supporting the incredible Break Charity, this event is all about helping change young lives while having a splash-tastic time. "Close your eyes, give me just one night... " as our mysterious duck steps (or swims! ) into the spotlight. Will Peter Pondre be smooth sailing or cause ripples along the way? Either way, we know he’ll be looking fine whether splashin’ in the rain or glidin’ on the waves. Can’t help but feel the magic in the air?  You can get involved too! Whether you’re entering a duck or cheering from the sidelines, here’s your chance to support an amazing cause. Dive in and find out more  Grand Norwich Duck Race 2025#GrandNorwichDuckRace #BreakCharity #MysteriousDuckness #TeamPeterPondre #MakingADifference --- - Published: 2025-04-28 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/mjp-conveyancing-wins-best-in-postcode/ - Categories: Uncategorized - Tags: ESTAS MJP Conveyancing is proud to announce that it has been honoured with a prestigious Best in Postcode Award from The ESTAS, the UK’s largest and most respected award scheme for the residential property industry. This recognition celebrates MJP Conveyancing’s dedication to delivering exceptional customer service to its clients. The ESTAS awards are exclusively powered by verified customer reviews submitted directly via the ESTAS review platform. These reviews are collected at the end of the property moving process and provide an accurate, transparent reflection of service standards. Over a 12-month period, customer feedback is monitored and analyzed, making an ESTAS accolade a benchmark for outstanding client care in real estate services. By winning the Best in Postcode Award, MJP Conveyancing has also been shortlisted for county, regional, and national titles at The ESTAS Awards Ceremony, set to take place on 17th October. The event will be hosted by renowned property expert Phil Spencer, with over 1,200 of the top professionals in the property industry in attendance. Phil Spencer praised the winners, saying, “To secure a Best in Postcode Award is a significant accomplishment within the industry. These awards are unique because they're based entirely on genuine client feedback, reflecting a conveyancer’s unwavering commitment to delivering exceptional service throughout the customer journey. This kind of recognition truly highlights a dedication to professionalism and client care, showcasing those who consistently go above and beyond in their service delivery. ”Simon Brown, founder of The ESTAS, added, “ESTAS is about championing the property lawyers who... --- - Published: 2025-03-28 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/what-is-flying-freehold-and-why-should/ - Categories: Uncategorized - Tags: Flying freeholds If you're in the process of house hunting, you may come across a term that sounds more fanciful than it actually is: "flying freehold. " While it might conjure up images of whimsical architecture, the reality is more practical. A flying freehold is a specific legal situation in property ownership that can directly affect your buying decision. Understanding what it means, the challenges it poses, and how to handle it will help you step into homeownership with confidence. Here's what you need to know. What Exactly Is a Flying Freehold? A flying freehold occurs when a part of a freehold property physically extends into, above, or below another person's land or building. Essentially, part of your home "flies" over someone else’s property. These situations can often be found in older homes, terraced houses, or properties with quirky layouts. Some common examples include: Rooms built over shared passageways connecting houses. Cellars or basements that extend under someone else’s garden or driveway. Balconies or architectural features that hang over a neighboring property. At a glance, these features might seem like minor quirks, but they can have larger implications when it comes to your rights (and your neighbors’). Why Do Flying Freeholds Matter? Flying freeholds might introduce complex issues that buyers need to be aware of before moving forward with a purchase. Here are a few reasons these properties require special attention: Potential for Disputes When part of your property juts into someone else's space, questions can arise over access, repairs, and maintenance.... --- - Published: 2025-03-26 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/the-growing-importance-of-climate/ - Categories: Uncategorized - Tags: climate change, Coastal Erosion, conveyancing, Environmental Issues, flooding, home buying, Legal Advice, Mould, Property Risk, Subsidence The impacts of climate change are becoming increasingly relevant in all aspects of life, including where and how we choose to live.  For prospective homeowners, this shift brings a series of environmental challenges that are now impossible to ignore.  Factors such as subsidence, flooding, coastal erosion, and mould are more prevalent and harder to address than ever before, presenting significant hurdles during the home buying and conveyancing process. Understanding and navigating these risks has become a critical part of purchasing property, and this blog explores the key challenges climate change poses, how these risks affect insurance and lending, and the legal framework supporting conveyancing professionals in guiding their clients. Climate Change Risks 1. Subsidence Subsidence occurs when the ground beneath a property sinks, often due to changes in soil moisture caused by extreme weather patterns linked to climate change. Events such as extended dry spells or heavy rainfall can intensify this issue. When the ground beneath a home swells or shrinks, it can lead to severe structural damage, including cracked walls, uneven floors, and windows or doors that no longer close properly. Alarmingly, by 2070, an estimated 10% of UK homes could suffer from subsidence-related damage. 2. Flooding Flooding is one of the most prominent risks associated with a warming planet. Rising sea levels, heavy rainfall, and overflowing rivers increase the likelihood of devastating floods, which can cause extensive damage to a property’s foundations, walls, and electrics. Shockingly, 1 in 6 homes in the UK is susceptible to severe flooding.... --- - Published: 2025-03-25 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/cryptocurrency-what-is-it-and-how-do-we/ - Categories: Uncategorized - Tags: AML compliance, compliance, conveyancing challenges, conveyancing risks, crypto assets, cryptocurrency, digital currency, legal uncertainty, money laundering, risk management At its core, cryptocurrency can be defined as “a digital currency in which transactions are verified and records maintained by a decentralised system using cryptography, rather than by a centralised authority. ” For those unfamiliar with the jargon, what this essentially means is that cryptocurrency is an online currency managed through a network of computers rather than by a central authority like a government or a bank. This sets cryptocurrency apart from traditional, centralised currencies. Whereas centralised currencies are controlled by a single organisation or institution that establishes rules, makes decisions, and safeguards the system, cryptocurrencies operate without such oversight. While this decentralisation offers certain freedoms, it also comes with a host of risks, particularly in the regulatory, security, and legal space. The Risks Associated with Cryptocurrency Cryptocurrency's unique structure and lack of regulation make it a high-risk entity. Some of the primary risks include: Hacking and FraudCryptocurrency accounts and exchanges are frequent targets for cyberattacks. A single hack can wipe out significant amounts of funds. Instability and High-risk InvestmentCryptocurrency values are highly volatile, prone to dramatic fluctuations that can occur within hours. Lack of ProtectionsTraditional financial systems often come with safeguards or recourse in the event of loss or fraud. Cryptocurrency, unfortunately, provides no such safety nets. Non-reversible TransactionsOnce a cryptocurrency transaction is completed, it cannot be undone. A mistake or fraudulent payment is permanent. No Guaranteed GainsInvesting in cryptocurrency is far from a guaranteed way to generate profit, despite the hype. Given these risks, cryptocurrency is not only... --- - Published: 2025-03-25 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/should-you-wait-to-extend-your-lease/ - Categories: Uncategorized - Tags: Extending Your Lease, Ground Rent, Lease Extension, Leasehold Advice, Leasehold Reform Act 2024, Property Value If you are a leaseholder wondering if you should extend your lease now or wait for possible changes in legislation, you're not alone. The Leasehold and Freehold Reform Act 2024 promises some exciting changes, but with uncertainty in the air, deciding what to do can feel overwhelming. Here, we’ll break down the pros and cons of waiting, so you can weigh your options and make an informed choice. The Potential Upside of Waiting If you’ve been holding out for new reforms, you’re likely banking on these potential benefits: 1. A Longer Lease Extension Currently, leaseholders can extend their lease by 90 years. However, the Leasehold and Freehold Reform Act 2024 proposes increasing this to 990 years. If the legislation passes into law, this could be a huge win, effectively securing your property for generations. 2. Simplified Price Calculation One proposed reform is a simpler way to calculate the cost of extending your lease. This change could reduce administrative headaches and possibly lead to a lower overall cost. 3. No More "Marriage Value" Fees Under existing rules, if your lease has less than 80 years remaining, you have to pay an additional fee called "marriage value" when extending it. This fee considers the potential increase in your property's value after the lease extension and can significantly increase costs. The proposed reforms aim to abolish marriage value altogether, which could mean substantial savings for affected leaseholders. 4. More Favorable Legislation The government is actively consulting on these proposals, which could lead to... --- - Published: 2025-03-24 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/solar-panels-practical-guide-for-home/ - Categories: Uncategorized - Tags: buying a home with solar panels, leased solar panels, selling a home with solar panels, Solar panels Did you know that under 2 million homes in the UK now have solar panels?  It’s a great way to cut energy costs and move towards renewable energy, but if you’re planning to sell your home or buy one with solar panels, there are a few important things you need to know.  Don’t worry—we’ve broken it down for you in simple, user-friendly terms so you can smoothly sail through the process. Who Owns the Solar Panels? It Matters! The first thing you’ll need to figure out is who owns the solar panels. Solar panel systems on homes generally fall into two categories: Leased PanelsThe panels aren’t actually yours to own. Instead, a company installs and maintains them, and you lease your roof space to them. Owned PanelsYou (or the seller) own the solar panels outright, which means you get the full benefit of the energy savings and any income from selling electricity back to the grid through a scheme called the Feed-in Tariff (FIT). Knowing which type you’re dealing with is crucial since it affects how you handle the paperwork, negotiations, and legal checks. Selling a Home with Solar Panels If you’re selling a property with solar panels, here’s a heads-up: you’ll need to gather several documents to provide to your solicitor and the buyer. The sooner you do this, the smoother your sale will be. Here’s what you’ll need based on your setup: Must-Have Documents (Regardless of Ownership Type) Roof SurveyA basic check done before the solar panels were... --- - Published: 2025-03-20 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/a-homeowners-guide-to-understanding-and/ - Categories: Uncategorized - Tags: Dispute Resolution, England, HM Land Registry, Homeowner Guide, Legal Advice, Real Estate Property boundary disputes can be frustrating and stressful, but with the right knowledge and approach, homeowners can address these issues effectively. This guide will walk you through how property boundaries are identified, why clear boundaries matter, steps to prevent disputes, and how to resolve them if they arise. By being proactive and informed, you can protect your property and safeguard your peace of mind. How Are Property Boundaries Identified? Property boundaries in England are typically determined through title deeds and plans registered with HM Land Registry. Here’s what you need to know: Registered PropertiesFor most registered properties, the boundary is shown on a title plan, which overlays the property lines onto an Ordnance Survey map. However, these maps are not always precise, as they rely on scaling rather than exact measurements. Unregistered Properties or Older DeedsIf your property isn’t registered, boundaries may be described in older deeds using measurements or natural markers like trees or hedges. Over time, these markers could disappear or become unclear, increasing the likelihood of disputes. Ambiguities and InterpretationEven with official plans, disputes can arise due to varying interpretations of boundary lines. For instance, a fence may not match the line shown on the map, leading to confusion. Practical Tip: Always keep a copy of your title deeds and check them for detailed notes on boundary positions or agreements with previous owners or neighbours. Why Is Establishing the Boundary Important? Clear property boundaries are essential for avoiding misunderstandings and ensuring legal clarity. Here’s why it matters:... --- - Published: 2025-03-17 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/ethics-vs-profit-what-dentons-case/ - Categories: Uncategorized - Tags: A Landmark Ruling, Dentons and the SRA, Future of AML Compliance, Lessons from the Dentons AML Case  The legal sector recently witnessed a pivotal moment in the ongoing battle to hold law firms accountable for anti-money laundering (AML) compliance failures.  The Solicitors Regulation Authority (SRA) achieved a significant victory in the High Court, successfully appealing a decision that previously exonerated Dentons, one of the world’s largest law firms, in a high-profile case with far-reaching implications.  At the center of this legal tussle is the troubling fact that law firms, even those equipped with strong compliance systems, can falter in preventing financial crime. This case offers critical lessons about ethical decision-making, enforcement gaps, and the urgent need for reform across the legal profession. The Background of the Dentons CaseDentons came under scrutiny for its dealings with "Client A," a high-profile figure once serving as the chairman of a national bank in a non-EEA country. Client A was inherited by Dentons in 2013 following its merger with Salans. During his tenure as a Dentons client, he was implicated in numerous high-value transactions, often involving questionable sources of wealth. This included the purchase of an £8 million property and instructions on 38 separate matters. Alarming red flags emerged when a private intelligence agency commissioned by Dentons reported that it was "supremely unlikely" Client A hadn't benefited from the $1 billion missing from his bank, which he had allegedly embezzled. Later, Client A was convicted and sentenced to 15 years in prison for laundering significant sums, and his wife forfeited millions in UK assets, including a luxurious Knightsbridge townhouse and a... --- - Published: 2025-03-14 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/dont-buy-house-that-stinks/ - Categories: Uncategorized - Tags: conveyancing advice, environmental due diligence, environmental report, Fleetwood landfill, health and property value, homebuying tips, land contamination, property purchase, property risks, toxic emissions Why You Should Prioritise an Environmental Report When Buying a PropertyWhen you are making one of the most significant investments of your life by purchasing a property, it’s easy to focus on factors like location, price, and the property's condition.  However, there’s another crucial aspect you should never overlook – obtaining a high-quality environmental report. This comprehensive document can provide valuable insights into potential environmental risks associated with the property you're considering. To understand why this is so important, let's take a closer look at a real-world example involving the Jameson Road landfill site in Fleetwood, which has become a source of health concerns and community unrest. The Case of Fleetwood’s Jameson Road LandfillThe Jameson Road landfill site in Fleetwood has sparked ongoing controversy due to its toxic emissions of hydrogen sulfide and methane gases. Local residents have described the odour as a “rotten egg smell” that seeps into homes depending on wind direction. Unfortunately, the problem goes far beyond unpleasant smells. These toxic emissions have reportedly caused respiratory issues, headaches, watery eyes, sore throats, and disrupted sleep among the population. This situation has led to numerous protests, petitions, and political involvement, with over 3,000 members in a campaign group calling for action against the landfill. Health concerns alone are alarming, but there’s also the question of potential property devaluation in Fleetwood and surrounding areas. A property near such a site risks losing its value due to the associated stigma, not to mention the possible costs of treating health issues... --- - Published: 2025-03-10 - Modified: 2025-06-24 - URL: https://mjpconveyancing.com/supreme-court-clarifies-ten-year/ - Categories: Uncategorized - Tags: Adverse Possession, Boundary Disputes, Brown v Ridley, Land Ownership, Land Registration Act 2002, Legal Insights, Legal Precedents, Property Law, Reasonable Belief, UK Supreme Court On 26 February 2025, the UK Supreme Court delivered a pivotal ruling in Brown (Respondent) v Ridley and Another (Appellants). This decision has far-reaching implications for adverse possession claims, especially in cases involving boundary disputes.  By addressing how the ten-year ‘reasonable belief’ requirement under the Land Registration Act 2002 should be interpreted, the Court has provided much-needed clarity for landowners, developers, and legal practitioners alike. But what exactly does this mean — and why does it matter? To fully understand the significance of this ruling, it’s important to first revisit the framework of adverse possession. The Basics of Adverse PossessionAdverse possession — often called “squatter’s rights” — is a legal principle that allows a person to claim ownership of land if they have possessed it for a prolonged period without the owner’s consent.  Under the Land Registration Act 2002, which applies to registered land from 13 October 2003 onwards, the individual claiming adverse possession must demonstrate three key elements:Uninterrupted factual possession of the land for ten years. An intention to possess the land during this time. Possession without the owner’s consent. Beyond these elements, the applicant must also satisfy one of three specific grounds to make their claim. The third and most commonly cited ground in boundary disputes is that the squatter has possessed the land under a reasonable belief that they owned it, and this belief must persist for at least ten years. The Case of Brown v Ridley: A Boundary DisputeAt the heart of Brown v Ridley was... --- - Published: 2024-10-15 - Modified: 2024-10-15 - URL: https://mjpconveyancing.com/stamp-duty-changes-coming-in-2025-what-you-need-to-know/ - Categories: Uncategorized - Tags: conveyancing, MJP Conveyancing, National Apprenticeship Week 2024 Big Changes to Stamp Duty Set for 2025: How They Could Impact Homebuyers If you’re planning to buy a home in the near future, it’s important to stay informed about upcoming changes to Stamp Duty in 2025. Stamp Duty Land Tax (SDLT) is a crucial cost when purchasing property in England and Northern Ireland. With new reforms on the horizon, it could affect how much you’ll pay, and it’s worth preparing early to understand the potential financial impact. What is Stamp Duty? Stamp Duty Land Tax is a tax levied on property purchases over a certain threshold. The amount you pay depends on several factors including the price of the property, your status as a first-time buyer, and whether the property is for your own use or an additional investment. Currently, different rates apply depending on the value of the property, and first-time buyers enjoy certain reliefs. What’s Changing in 2025? In 2025, Stamp Duty rates will undergo significant reform, potentially impacting a wide range of buyers. While details are still being finalised, the changes could affect not only the price brackets but also the way different types of buyers are treated under the law. The key proposed changes include: Alterations to the price thresholds: The point at which buyers are required to pay Stamp Duty may shift, possibly increasing the tax burden for some. Changes in relief for first-time buyers: Current exemptions and reliefs may be adjusted, affecting those stepping onto the property ladder for the first time. Potential... --- - Published: 2024-02-08 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/celebrating-national-apprenticeship/ - Categories: Uncategorized - Tags: conveyancing, MJP Conveyancing, National Apprenticeship Week 2024 As we celebrate the 17th annual National Apprenticeship Week, we at MJP Conveyancing are excited to join the nation in recognising the transformative power of apprenticeships for individuals and businesses alike. We're especially proud to highlight our new apprenticeship program and the strides our three current apprentices have made. In the past, those aspiring to become lawyers typically earned a law degree at university before gaining practical experience through a trainee program while completing their qualifications via the Legal Practice Course (LPC).  However, we acknowledge that this traditional route may not be suitable for everyone. With this in mind, we're delighted to see the legal industry offering more diverse pathways, such as apprenticeships, for people to begin and advance their careers. In the previous year, MJP Conveyancing took a significant leap forward by introducing legal apprenticeships. This initiative allowed Courtney Evans, Caitlin Jolly, and Aedan Crosswell to start their apprenticeship journey. An apprenticeship is a paid job that provides practical experience in a specific role. At least 20% of an apprentice’s working hours are dedicated to classroom-based learning with a college, university, or training provider. Upon successful completion and formal assessment, an apprentice earns a nationally recognized qualification. For example, the solicitor apprenticeship in England can take up to six years to complete, depending on any previous qualifications held by the candidate. Those completing the Level 3 Paralegal Apprenticeship might be given the opportunity to enrol and complete the final four years, pass the Solicitors Qualifying Examination (SQE), and qualify as... --- - Published: 2024-02-02 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/why-engaging-claim-management-companies/ - Categories: Uncategorized - Tags: claim management company IIn the world of legal claims, the promise of a 'no-win, no-fee' agreement can seem like a beacon of hope for those seeking justice. However, it's essential to remember that not all that glitters is gold, as evidenced by the recent ordeal faced by former clients of SSB Law. A Yorkshire-based claimant recently shared his harrowing experience with the Sheffield-based firm. He signed up for a cavity wall insulation claim on a no-win, no-fee basis after a claims management company approached him. He was assured that he wouldn't have to pay a penny as his claim was covered by after-the-event insurance.  However, he was hit with a £38,000 legal bill years later, despite his claim being discontinued in 2022. The claimant now lives in constant fear of losing his home, a stark contrast to the assurance and peace of mind he sought when he first engaged the claims management company. His story is sadly not unique. SSB Law went into administration last month, leaving debts estimated at £48 million. It has emerged that numerous former clients across the north west, north east and Wales have received demands for cost payments on long-discontinued claims. This distressing situation raises serious questions about the practices of some claims management companies. The primary concern being the false sense of security provided to clients through assurances of 'no-win, no-fee' agreements and insurance coverage. These companies operate across the board in areas such as SDLT rebate claims, financial services and products, personal injury employment matters, eg... --- - Published: 2024-01-22 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/the-downside-of-99-mortgages-economic/ - Categories: Uncategorized - Tags: 2024 predictions for the housing market, 99% mortgages, conveyancing, property IIn the realm of questionable government policies, the proposal to introduce 99% mortgages stands out as one of the most misguided. The plan's premise is simple, yet fraught with potential disaster: allow people to secure a mortgage by paying a minuscule 1% deposit. The goal? To help the younger generation climb onto the property ladder, a commendable aspiration but one that could have catastrophic repercussions. David Pett, a solicitor with national conveyancing provider MJP Conveyancing, casts doubt on the wisdom of such a proposal. "While it is true that many young people struggle to save enough for a deposit due to the cost of living crisis, 99% mortgages would be an absolute disaster for the economy," he warns. Indeed, the initial joy of those able to take advantage of this scheme might quickly sour. Should a future government confront the root causes of expensive housing and take steps to rectify them, those with 99% mortgages could find themselves plunged into negative equity. The banks, undoubtedly nervous about the risk of default, would likely require the government to underwrite a significant portion of these loans. This would result in taxpayers indirectly footing the bill for other people's mortgages, including those denied the opportunity to own their own home. Without government involvement, we face the grim prospect of a surge in mortgage defaults and repossessions. Swathes of young people could find themselves homeless and their prospects destroyed. "Far from making it easier for young people to own a home, it will actually... --- - Published: 2024-01-19 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/landlords-hit-back-over-leasehold/ - Categories: Uncategorized - Tags: conveyancing, housing, Leasehold The leasehold system in England and Wales has long been a subject of controversy, with freeholders charging exorbitant ground rents that have burdened leaseholders. In response, the government has introduced the Leasehold Reform bill, aiming to make it easier for leaseholders to extend their leases and buy the freehold.  However, the proposed ground rent caps have faced pushback from freeholder groups, sparking a lively debate about the implications for investors and the housing market. In this blog post, we delve into the arguments on both sides and explore the potential consequences of the Leasehold Reform bill. The bill includes proposals to introduce a cap on ground rents, potentially reducing them to zero. The government estimates that implementing this measure could save leaseholders a total of £5. 1 billion in ground rent over the next decade. With 4. 5 million leaseholders in England and Wales, this would result in an average saving of £1,136 per leaseholder. The savings would be even more significant in London, where ground rents tend to be higher. However, freeholders have raised concerns about the potential impact on their assets. The government estimates that if ground rents were reduced to zero, freeholders would face a loss in asset values amounting to £27. 3 billion, resulting in a total hit of £32. 4 billion. Freeholder groups argue that no compensation has been offered for this loss and suggest that legal challenges may arise. The bill represents a significant step towards addressing the unfair practices of freeholders and providing... --- - Published: 2024-01-10 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/major-uk-banks-announce-mortgage-rate/ - Categories: Uncategorized - Tags: 2024 predictions for the housing market, 35 year mortgages, conveyancing, housing market, Norwich The UK mortgage landscape has been buzzing with activity as leading banks like Barclays and Santander announce significant reductions in their mortgage rates.  This comes on the back of similar announcements from HSBC and Halifax last week, signifying a potential trend towards more affordable home loan deals in the UK. Leading the charge, Santander is offering an impressive sub-4% deal for both existing and new customers who can put forward at least 40% deposit. This applies to a five-year fixed-rate mortgage, effective from Wednesday, with residential fixed rates set to drop by up to 0. 82 percentage points. Not far behind, Barclays will be rolling out a two-year fix at a reduced rate of 4. 17%, a drop from 4. 62%, for those able to provide a 40% deposit starting Wednesday. The bank has announced a decrease of up to 0. 5 percentage points across its entire residential range. For those with smaller deposits of 25%, they have a two-year rate offer at 4. 2%, down from the previous 4. 7%. The Co-operative Bank has also joined the rate reduction bandwagon, slashing rates by over one percentage point on some deals this Tuesday. Existing customers looking to remortgage can now access a two-year fix starting at 3. 85%, with five-year deals commencing at 3. 74%. For newcomers, the rates are 4. 22% and 3. 84% respectively. These rate cuts follow in the wake of similar moves by HSBC, Halifax, and Leeds Building Society across their residential ranges last week. This... --- - Published: 2023-12-08 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/selling-property-check-your-sale/ - Categories: Uncategorized As a homebuyer, you'll be glad to know that the National Trading Standards Estate and Letting Agency Team (NTSELAT) has recently published new guidelines aimed at making property advertisements more transparent and informative. The goal is to ensure you have all the vital information about a property at your fingertips before you make a decision. In this post, we will break down the key points in the guidelines and discuss how they benefit you as a potential buyer. What Information Should Be Included? The guidelines lay out an extensive list of essential details that should be included in every property ad:Asking Price: What's the listed price of the property? Property Layout: A floor plan or room measurements to give you a sense of space and layout. Energy Efficiency: The property's Energy Performance Certificate (EPC) rating. Council Tax: Details about council tax band and associated costs. Ownership Status: Is the property leasehold or freehold? Extra Charges: Any additional charges such as ground rent, service charges, or estate rent charges. Utilities: Confirmation of utilities like water, gas, and electricity. Broadband: Information on broadband availability and quality in the area. Mobile Coverage: Data on mobile network strength and coverage. Parking: Information about parking facilities, restrictions, or permits. Depending on the property, certain additional details may also be relevant:Usage Restrictions: Any limitations on how the property can be used or modified. Rights of Way: Information about rights of way or access points affecting the property. Limitations: Any restrictive covenants or reservations that apply. Accessibility:... --- - Published: 2023-11-28 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/a-fresh-wave-of-mortgage-rate-cuts/ - Categories: Uncategorized - Tags: conveyancing, first time buyer, home buying, housing market, mortgage, property In a surprising move that has made waves in the mortgage market, Nationwide Building Society slashed its mortgage rates by a substantial 0. 43 percentage points. In addition to this, they introduced an attractive five-year fixed rate of 4. 43% — the first of its kind to dip below 4. 5% since early July. This new offering is available to home buyers capable of providing a 40% deposit and stands as a competitive alternative against Virgin Money's lowest five-year fix for remortgaging at 4. 54%. The last week saw several banks including HSBC, NatWest, Santander, and TSB follow suit, cutting their rates in a race for business. This trend of falling rates has been further propelled by a decrease in inflation and the anticipation that the Bank of England’s base rate will remain steady at the current level of 5. 25%. Some commentators predict that by next May, fixed rates will be coming onto the market at about 3. 5%. For those seeking two-year fixed rates, Nationwide offers the lowest for buyers at 4. 79%, while HSBC leads for those looking to remortgage at 4. 93%. These efforts to reinvigorate the property market come in response to a 3. 2% decline in property prices over the year till October (as reported by Halifax) and a 17% drop in property sales in September compared to the same month last year, according to HM Revenue & Customs. In a noteworthy move, Santander has become the first bank since December 2021 to lower... --- - Published: 2023-11-20 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/long-overdue-good-news-for-leaseholders/ - Categories: Uncategorized - Tags: conveyancing, first time buyer, Help to Buy, home buying, housing crisis, housing market, Leasehold, mortgages The proposed reforms to the "feudal" leasehold system could potentially increase property prices by an average of 9. 9%, according to a study conducted by property consultancy Knight Frank and Bayes Business School. This comes in light of the Leasehold Bill proposed by Michael Gove, the levelling-up secretary. If passed, it could significantly impact the value of homes with short leases. England and Wales are unique in still having around five million leasehold properties, a housing tenure system that dates back to the times of William the Conqueror.  Leasehold has been labelled as an unfair and outdated system by Gove, who has been working tirelessly to phase out this relic from medieval times. Under the leasehold system, homeowners own the right to live in their homes for a set duration, typically between 99 and 125 years. However, once a lease falls under 80 years remaining, it is considered a "short lease", which can lead to substantial financial implications for the leaseholder, who may need to pay tens of thousands of pounds to the freeholder to extend the lease or sell the property. The proposed reforms would enable leaseholders to extend their leases up to 990 years, eliminating the fear of lease expiry. The government also plans to abolish marriage value, a concept that currently increases the cost of extending a lease, and cap ground rents at a "peppercorn" rate, reducing the financial burden on leaseholders. Critics warn of potential unintended consequences of these reforms. Dr James Culley, a partner at... --- - Published: 2023-11-17 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/despite-tumble-housing-market-does/ - Categories: Uncategorized - Tags: conveyancing, housing market, property Introduction:After a year of volatility and uncertainty, there finally seems to be some positive developments in the housing market. Several factors point towards a potential revival, offering hope to both prospective buyers and sellers. This blog will explore some of these encouraging signs and what they might mean for property prices. Additionally, we will touch upon the unique dynamics observed in Norfolk, where demand remains strong amidst regional disparities. 1. Inflation drops to 4. 6%:One of the favourable indicators for the housing market is the drop in inflation rates. With inflation currently at 4. 6%, it suggests a potential stabilization of prices, providing relief to both buyers and sellers. This is especially significant for those concerned about affordability, as lower inflation rates can contribute to more reasonable property valuations. 2. Mortgage rate battle opens up:Another positive development comes in the form of an intense mortgage rate battle. Various lenders are starting to compete by offering attractive rates, which can significantly benefit buyers. Lower mortgage rates make homeownership more accessible, potentially stimulating demand and driving market activity. 3. Sizeable rate drops announced:Notably, several lending institutions have already unveiled substantial drops in mortgage rates. These announcements are indicative of their confidence in the housing market, as lowering rates can attract more buyers and facilitate a quicker rebound. This trend can potentially spur activity, leading to an increase in property transactions and a sustainable recovery. 4. Entry of building societies, banks, and private organisations:The entrance of building societies, banks, and private organisations into... --- - Published: 2023-11-07 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/kings-speech-royal-pain-for/ - Categories: Uncategorized - Tags: charity, conveyancing, home buying, housing, housing market, King Charles, Leasehold Today’s King's speech unveiled a series of legislative changes aimed at making it easier and cheaper for leaseholders to purchase freehold. This move is expected to offer a sigh of relief to many who have been struggling with what are often described as 'punitive service charges'. However, the government's commitment to abolishing leasehold sales of new freestanding properties was conspicuously absent from the speech. This has sparked a discussion in the industry about the government's true intentions towards leasehold reform.  David Pett, a solicitor with MJP Conveyancing, a national provider of residential conveyancing services, shared his insights on the matter. He expressed both encouragement and concern about the proposed reforms. "The announcement of legislation to ease the purchase of freehold for leaseholders is a step in the right direction," he said. "It can potentially alleviate the financial burden of many homeowners currently grappling with exceptionally high and unjustified charges. " However, Mr Pett also highlighted the omission of any reference to the abolition of leasehold sales for new freestanding properties in the King's speech. "The silence on this issue is disconcerting," he noted. "The government had previously pledged to abolish such sales, which are often seen as exploitative. Their failure to include this in the speech raises questions about their commitment to comprehensive leasehold reform. " The King's speech has undoubtedly stirred the pot on the issue of leasehold reform. While the proposed legislation may bring relief to some, the absence of measures to abolish leasehold sales of new freestanding properties has... --- - Published: 2023-10-23 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/a-golden-day-for-mjp-conveyancing-at/ - Categories: Uncategorized - Tags: awards, Best in Engalnd and Wales, conveyancing, ESTAS, property We are beyond ecstatic to share some fantastic news with all of you.  This past Friday marked a landmark day for our team as we attended the prestigious ESTAS awards.  Not only did we attend, but we also brought home two significant awards that have left us brimming with pride and gratitude. Bringing Home the Gold The first award was nothing short of a golden moment for us. We were honored with the Gold award for 'Best Conveyancer in East of England. ' This recognition signifies the dedication, effort, and hard work our team has put in throughout the year to provide outstanding conveyancing services to our clients. It is a testament to our unwavering commitment to delivering top-notch service and exceeding our client's expectations. Bronze - A Testament of Our Nationwide Impact The accolades didn't stop at the regional level. We were also awarded the Bronze for the 'Best Conveyancer in the UK. ' This award, encompassing England and Wales, is a true testament to our broad reach and impact. It reflects our team's tireless efforts to ensure a seamless and efficient conveyancing process for clients. Gratitude to Our Clients While we celebrate these achievements, we must express our heartfelt thanks to all the clients who took the time to leave us a review. Your feedback not only helps us improve but also motivates us to strive for excellence in every task we undertake. These awards are as much yours as they are ours. Kudos to Our Team Last but... --- - Published: 2023-10-18 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/have-you-been-frank-with-your-buyer/ - Categories: Uncategorized - Tags: conveyancing, Conveyancing Fees, Exchange and Completion process guide; First-time buyer tips;Moving checklist "Mortgage calculator, property When it comes to property transactions, the importance of consumer protection regulations cannot be overstated. These regulations, often referred to as CPRs, essentially mandate that a seller must disclose any pertinent information they have about the property which might influence the prospective buyer's decision.  David Pett, a solicitor with leading conveyancing specialists MJP Conveyancing, emphasises this point: "It is important to not only be accurate with the information you provide, but also provide all the information that is relevant without omission. Providing misleading information, or failing to offer any relevant information, can have serious ramifications for both agent and seller’.  So, what type of information requires disclosure? Here are some examples: Reasons why previous sales have fallen throughProblems highlighted in previous surveys, such as subsidencePending, approved, or declined applications for planning permissionProposals for nearby development and constructionWhether the property lies beneath a flightpath or is within sight of a motorwayPresence of a power plant or substation nearbyKnown structural issues with the propertyPublic right of ways passing through the groundsOngoing problems with neighbours, including boundary disputesAny known burglaries in the neighbourhood recentlyAny murders or suicides that have occurred in the property recentlyOutstanding debts associated with the property, such as Green Deal loansKnown pests in the property, or bats nesting in the eavesIssues with problem weeds, such as Japanese KnotweedMoreover, all promotional materials, including floorplans and photos, must accurately represent the property. Misleading marketing materials can lead to legal repercussions. Consumer protection regulations play a vital role in ensuring transparency and fairness in... --- - Published: 2023-10-17 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/anticipating-20th-anniversary-of-estas/ - Categories: Uncategorized - Tags: conveyancing, ESTAS In the sphere of the UK's residential property sector, the ESTAS Awards are often celebrated as the zenith of achievement. This significant event is a yearly highlight for us. Our association with this esteemed awards program began in 2017, a mere four years after it was launched. Being involved in this extraordinary journey has been a rewarding experience that has allowed us to accumulate a collection of accolades we hold in high esteem. Interacting with Simon Brown CEO, Sarah, his wife, Phil Spencer and the entire ESTAS team has always been an enjoyable occasion. The 20th-anniversary celebrations of the ESTAS are just around the corner, filling us with anticipation and excitement. This landmark event is indeed monumental, and we'd like to extend our heartfelt congratulations to the entire ESTAS team. They have successfully transformed this awards ceremony into an essential annual gathering for property professionals. This year, we enter the competition with high hopes. Regardless of the outcome, we are committed to making the most of the event. Even if we don't emerge victorious this time, we're confident that the experience of participating in the ESTAS community, networking with other professionals, and celebrating the industry's accomplishments will be rewarding in its own right. We look forward to another exciting ESTAS awards ceremony. May it continue to inspire and motivate property professionals throughout the UK for many more years to come. --- - Published: 2023-10-11 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/the-cladding-crisis-tale-of-uncertainty/ - Categories: Uncategorized - Tags: Cladding, conveyancing, Grenfell, Leasehold  In the aftermath of the harrowing Grenfell fire in 2017, the UK was awakened to the terrifying reality of fire risks in residential buildings. Flammable cladding was identified as a significant hazard, throwing homeowners like Caroline Stimpson into years of uncertainty and financial stress. According to the Sunday Times, Caroline Stimpson, a 39-year-old school matron from Croydon, South London, experienced this nightmare firsthand when she discovered that her one-bedroom flat was clad with flammable material.  For three years, she lived in a state of perpetual anxiety, her life put on hold. "It put me off changing jobs, going on holiday, spending in any way," she admits. "Many times I thought there might be a bit of hope, only for it to be dashed over and over again. " Stimpson was not alone in her plight. According to a Sunday Times investigation, out of the 4. 2 million properties exposed to fire risks post-Grenfell, 1. 5 million became potentially unsellable, and an alarming 375,000 were deemed outright unsafe. However, the introduction of the Building Safety Act in 2021 offered leaseholders a glimmer of hope. The Act shifted the onus of fixing fire risks from the leaseholders to the developers, or, if they could not be traced, the landlords. Ben Pett, a Leasehold Specialist with MJP Conveyancing Solicitors, notes, "The Act was a significant step forward in protecting leaseholders from the financial burden of remediation costs. " Following the introduction of the Act, the six largest mortgage lenders in the UK, including... --- - Published: 2023-10-09 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/pooked-yet-unveiling-uks-ghostly/ - Categories: Uncategorized - Tags: ghosts, halloween, property The allure of the supernatural has always held a certain charm, particularly in the UK, where the passage of time is marked by ancient castles and historic homes. These structures often come with their own eerie tales of hauntings and ghost sightings that are enough to give anyone goosebumps.  The National Trust's list of the most haunted places features age-old buildings each with its unique set of chilling stories, ranging from headless apparitions to friendly spirits. Blickling Hall, a grand residence in Norfolk, is one such place. It is rumoured to be home to one of history's most famous ghosts, Anne Boleyn.  There is no shortage of haunted locations scattered across the UK. From stately homes to towering castles, each location has its unique narrative and resident ghosts. Even for those who don't believe in the supernatural, these places offer an intriguing peek into history and can make for a thrilling, if somewhat spooky, day out.  However, it's important to note that residing in a haunted house isn't for everyone.   If you're nodding your head, you might be among the 15% of UK adults who believe their homes might be haunted. From creaking mansions to eerie hospitals, every building has its own spine-chilling tales to tell. This widespread belief in spectral inhabitants has even influenced British property laws.  Under the Consumer Protection from Unfair Trading regulations, sellers are obligated to disclose any information that could negatively impact a property's value or the new owner's enjoyment of it. This technically includes... --- - Published: 2023-10-06 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/conquering-conveyancing-conundrum-guide/ - Categories: Uncategorized Conveyancing quote estimates are a nuanced process, demanding careful examination and due diligence to ensure the accuracy and competitiveness of the price. Gaining a comprehensive understanding of the conveyancing process can equip you with the knowledge to make well-informed decisions and steer clear of potential hurdles. Here are five key strategies to guide you in obtaining the most advantageous conveyancing quote. Conduct Market Research: Start your journey by investigating a variety of conveyancing firms to gain insights into the current market rates. This vital step will provide you with a reference point to compare individual quotes. Assess Quotes: Avoid settling for the initial quote you receive. Collect several estimates from various conveyancers and solicitors, comparing their services, costs, and industry reputation. Seek Client References: Ask for references from past clients. These testimonials can offer valuable insights into the firm's dependability, professionalism, and value-for-money services. Verify Credentials and Insurance: Prior to signing any contracts, confirm that the conveyancer or solicitor is appropriately qualified and insured. This step safeguards you from potential legal issues in the future. Insist on Fee Transparency: Ensure all costs are explicitly stated in the quote. This includes any hidden fees that may emerge later, leading to unanticipated expenses. David Pett, a Solicitor at MJP Conveyancing, a leading conveyancing company, warns against misleading practices such as 'no win, no fee' advertisements that still impose a non-refundable fee. He advises, "Reading the fine print and understanding what you're committing to is crucial. Companies may promote 'no win, no fee,'... --- - Published: 2023-10-06 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/the-government-must-shift-focus-from/ - Categories: Uncategorized - Tags: conveyancing, home buying, housing, housing crisis, housing market, interest rates, property, renting property England is currently facing a severe housing crisis, earning it the title of "the most difficult place to find a home in the developed world. " Recent data from the Organisation for Economic Co-operation and Development (OECD) reveals that a quarter of private renters in the UK are spending over 40% of their income on housing.  This is a stark contrast to just 9% in France and 5% in Germany. This disparity has led to warnings that many people are becoming 'trapped in poverty' due to the high cost of rent.  The Home Builders Federation (HBF), an industry group representing private sale builders, found that England has the lowest percentage of vacant homes per capita within the OECD. This group includes 38 nations, among them most of the EU, the US, Japan, and Australia. The HBF has called for an easing of planning restrictions to accelerate construction, as England struggles with a low percentage of vacant homes and high rental costs. Stewart Baseley, the executive chair of the HBF, referred to these figures as "a wake-up call, demonstrating the urgent need to act now to prevent us falling even further behind. "However, renters have issued their own warning that simply building more expensive market-rate housing will not lower housing costs to affordable levels for those trapped in poverty by high rents. In response to the crisis, a manifesto issued by eight tenants unions, Generation Rent, and the New Economics Foundation called for more than three million new council houses, stronger action... --- - Published: 2023-10-03 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/mjp-conveyancing-earns-double/ - Categories: Uncategorized - Tags: conveyancing, Modern Law Conveyancing Awards We are delighted to announce that our firm has been shortlisted for two prominent conveyancing awards: 'Client Care Excellence' and 'Best Use of Technology. ' This recognition underscores our commitment to providing superior service and innovative solutions to our clients. The 'Client Care Excellence' award nomination is a testament to our unwavering dedication to our clients. We believe in placing our clients at the forefront of all we do, and we continuously strive to surpass their expectations with our high-quality service. Our nomination for the 'Best Use of Technology' award reflects our ongoing commitment to innovation. We understand the importance of technology in today's fast-paced world and have consistently utilized it to provide efficient, effective, and state-of-the-art solutions for our clients. "We are incredibly grateful for these nominations," said David Pett Director with MJP Conveyancing. "It's an honour to be recognised for our team's hard work and dedication. Most importantly, we want to thank our clients for their continuous trust and support. We wouldn't be here without them. "As we look forward to the final announcement, we will continue to uphold our commitment to excellence in client care and technological innovation. For regular updates on our journey towards the final announcement, please follow us here. --- - Published: 2023-10-03 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/is-conservative-party-doing-enough-to/ - Categories: Uncategorized - Tags: Conservatives, housing, housing market The UK property market is currently in a downturn, with house prices having fallen by 5. 3% in the preceding year. This scenario has led to increased pressure on the Conservative Party to address the housing crisis. Traditionally, the Conservative Party has been associated with homeownership, and they have indicated that they would reform compulsory purchase rules to allow local councils to buy urban sites at a lower cost. This could potentially stimulate development and invigorate the market. However, there are some challenges. The wealth disparity among voters in safe Conservative seats, who are more likely to own their homes and less likely to be renters, might make it difficult for the party to effectively solve the housing crisis. Policies that overly favor homeowners may not address the broader issue of affordable housing for all. Additionally, the party's financial connections to the property sector could potentially influence decisions and policies related to the property market. To stimulate the property market, the Conservative Party could take measures to improve housing affordability. This could involve increasing the supply of affordable homes, providing assistance to first-time buyers, and implementing policies to control rent increases. They could also focus on addressing issues related to the rising cost of housing for renters and buyers. While the Conservative Party faces significant challenges in stimulating the UK property market, there are several potential strategies it could adopt. However, these will need to be balanced against the interests of different groups within their voter base and the wider... --- - Published: 2023-10-02 - Modified: 2024-02-09 - URL: https://mjpconveyancing.com/addressing-uks-housing-crisis-key/ - Categories: Uncategorized - Tags: conservative conference 2023, housing The Conservative Party Conference 2023 is set to have a significant focus on housing. It's expected to address the challenges impacting the UK's housing supply and potential solutions to the ongoing housing crisis. Michael Gove, the Secretary of State for Levelling Up, Housing and Communities, who recently outlined substantial changes to the government's housing policy, will be a key figure at the conference. Reforming planning in line with the Levelling Up agenda will also be a central topic. Realistic interventions that could alleviate the housing crisis in the near and mid-term will be discussed. Special hotel rates are being offered to attendees to encourage participation, and there will be a variety of housing-related events and discussions. One notable event will be led by Ben Everitt MP, Chair of the Housing Market and Housing Delivery APPG. Moreover, the Joseph Rowntree Housing Trust, a housing association and care provider, will also be participating in the conference. Pierre Poilievre, the Conservative Leader, has announced a party housing plan.  Attendees can look forward to an extensive review of the current state of the UK housing market, insights into the government's future plans, and opportunities to discuss potential solutions to the housing crisis. --- - Published: 2022-06-29 - Modified: 2022-09-15 - URL: https://mjpconveyancing.com/hello-world/ - Categories: Uncategorized New Look, New Age In Conveyancing New Look, New Age in Conveyancing We are delighted to unveil our refreshed and very exciting brand identity. The update shows the evolution of our company since its founding in 2011. At that time we entered the conveyancing market with only three employees. Since then we have expanded substantially, acting for clients all over the Country, and now operating with a team of over thirty lawyers and support staff. Our success over the past ten years, and indeed our ability to grow stems from our ongoing commitment to make use of home built cutting edge technology to underpin the way in which we manage our business and deliver our award winning conveyancing service. We are one of only a few national conveyancing service providers who put technology at the heart of their business and we very proud of the reputation we have built as a successful online service provider. We believe our new image accurately depicts who we are and where we see our business heading. In the spirit of rebranding, we will continue to commit to our clients to provide the same, and hopefully improved level of service, and to continue to evolve our technology to meet current standards. As you notice changes in our branding, signs and promotions, we would certainly love to connect with you. Feel free to reach out with any thoughts, requests, or compliments. If you enjoy social media, please connect with us and also share news of this... --- --- > MJP Conveyancing Services, Norwich ---