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Glossary of conveyancing terms

M

MINING SEARCH
A search to check whether the property may be affected by coal mining activity which may result in subsidence.

MORTGAGE
A loan to buy a house or flat where the mortgagee lends the mortgagor money in return for a legal charge being registered against the property to ensure that the loan must be repaid before the property can be sold.

MORTGAGE DEED
The document signed by the mortgagor to create a legal charge which the mortgagee can register at the land registry.

MORTGAGE OFFER
The details of the terms upon which the mortgagee is prepared to make the mortgage loan.

MORTGAGE TERM
The length of time agreed for the repayment of the loan.

MORTGAGED
Where a property has been charged by the owner or mortgagor to the mortgagee.

MORTGAGEE
Somebody who gives someone a mortgage (e.g. a bank or building society)

MORTGAGOR
Somebody who takes out a mortgage (a borrower).

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Greyfriars House,
18-20 Prince of Wales Road, Norwich, NR1 1LB
Phone: 01603 877066 or 01603 877067
FAX: (01603) 230125
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*MJP Conveyancing LTD is authorised and regulated by the Solicitors Regulation Authority – SRA No. 590889 http://www.sra.org.uk/solicitors/handbook/code/content.page.

MJP Conveyancing Ltd is a company registered in England and Wales Registered No: 8026741 VAT Number: 157917571. A full list of the directors is available upon request. We use the word 'Partner' to refer to a Director of the Limited Company, or any employee or consultant with equivalent standing and qualification. Equality and Diversity Policy Equality and Diversity Policy Statement for Clients * - In calculating this we measure the average time it takes to reach the stage of exchange ( not the date you actually move in which is known as the completion date) from the date we receive the contract from the sellers solicitors or from when we send the contract to the buyers solicitors. This period can be longer when delays arise which are not within our control. We cannot guarantee that we can achieve this average turnaround time in all transactions. This turnaround time does not apply to leasehold and leasehold and new build transactions.