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Glossary of conveyancing terms

D

DEED OF COVENANT
Legal obligations which either require a party to refrain from doing something (e.g. not to use a property for business purposes) or to advise a party to do something (e.g. repair a fence).

DEED OF GIFT
A document transferring the ownership of property from one person to another without any payment being made for it.

DEED OF GUARANTEE
A document used where one person agrees to be responsible for someone else's debt or mortgage obligations if that person fails to carry out their own obligations.

DEED OF POSTPONEMENT OR PRIORITY
Where a mortgagee agrees to their mortgage ranking after another lender's mortgage.

DEEDS
The official documents confirming who owns a property which are in the possession of the owner or mortgagees if the property is mortgaged.

DEFECT IN TITLE
A problem with the legal ownership of the property which suggests that the legal owner may be sued or may be asked to release their interest in a property.

DEPOSIT
This can cause confusion. When most people talk about the deposit the buyer is putting down i.e. usually the difference between the amount of the mortgage and the purchase price. When solicitors talk about the deposit they are talking about the money that is handed over to the seller's solicitors upon exchange of contracts. This might be the same amount, but if may not.

DISBURSEMENTS
Payments made on your behalf e.g. search fees. The amounts vary in Leeds, Bradford and Wakefield.

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18-20 Prince of Wales Road, Norwich, NR1 1LB
Phone: 01603 877066 or 01603 877067
FAX: (01603) 230125
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*MJP Conveyancing LTD is authorised and regulated by the Solicitors Regulation Authority – SRA No. 590889 http://www.sra.org.uk/solicitors/handbook/code/content.page.

MJP Conveyancing Ltd is a company registered in England and Wales Registered No: 8026741 VAT Number: 157917571. A full list of the directors is available upon request. We use the word 'Partner' to refer to a Director of the Limited Company, or any employee or consultant with equivalent standing and qualification. Equality and Diversity Policy Equality and Diversity Policy Statement for Clients * - In calculating this we measure the average time it takes to reach the stage of exchange ( not the date you actually move in which is known as the completion date) from the date we receive the contract from the sellers solicitors or from when we send the contract to the buyers solicitors. This period can be longer when delays arise which are not within our control. We cannot guarantee that we can achieve this average turnaround time in all transactions. This turnaround time does not apply to leasehold and leasehold and new build transactions.